Mall of Islamabad is a gem, presenting a one-stop shopping experience unlike anything ever experienced before. People in Pakistan prefer to shop in bazaars and local markets. The trend, however, is shifting dramatically with time. At the Mall of Islamabad, the citizens will have access to the top brands, food courts, and entertainment units all in one place and with a newly introduced smartness. The project is a creation of a mixed-use building that meets international standards.
Developers of Mall of Islamabad
This astounding project has been introduced by Malik Riaz Hussain, the Chairman of Bahria Town. Malik Riaz saw it as his responsibility to the people of Islamabad to provide a project that is the epitome of brilliance, supremacy, and quality. Bahria Town has transformed the real estate of Pakistan into fine artistic work; they handle each project like a sculpture and are shaped according to the individual needs of the citizens.
Bahria Town is one of Asia’s largest property developers. Bahria Town has also established a sister -mall, known as the Lahore Mall, yet another big achievement.
Mall of Islamabad Location
The Mall of Islamabad has a fantastic location on Jinnah Avenue in Blue Area. The Islamabad Stock Exchange and Saudi Pak Tower, and the Jinnah Super Market are within walking distance. In addition, the project provides beautiful views of the Margalla Hills.
Blue Area is known as the heart of the capital as it is Islamabad’s primary business sector, with Jinnah Avenue at its hub. The region is a 2-kilometer (1.2-mile) stretch of Islamabad’s Khayaban-e-Quaid-e-Azam (also known as Jinnah Avenue), the city’s principal arterial road that runs up to the government’s main buildings. It is distinguished by clean, broad streets and lofty buildings set against a backdrop of lush greenery.
NOC Mall of Islamabad
The Capital Development Authority CDA has approved the NOC of the Mall.
Amenities
Elevators on each floor.
Shopping centre, offices, and apartments with separate entrances.
Car parking area with reserved parking for residents.
Infinity Edge Sky Pool
Rooftop Sky Restaurants
Food Court
Security surveillance.
Electricity Supply
Panoramic View
Fitness Centre
Spa and Sauna
Digital Signage IP Based
Mall of Islamabad Payment Plan
Reservations are already open on a first-come, first-served basis. If you want to be a part of the initiative, you must act quickly. You can choose your shop, office, or apartment from the project’s layout design.
Apartments have 1, 2 and 3 bedrooms with rooms ranging from 1000 to 2400 square feet.
The rate for the covered area is PKR 25000 additional PKR 12500 for shared area/circulation area for balconies and terraces.
Offices are priced at $30,000 per square foot, plus 50% (15000) for standard and circulation areas.
Mall of Islamabad Shops for Sale
The shops are available on a convenient three years instalment plan, in the following three categories with a 14 percent down payment.
Ground floor 120000 square foot
1st floor 100000
2nd floor 90000
3rd floor 80000
An additional 50% for common / circulation area
Mall of Islamabad Floor Payment Plans
Corporate Offices Payment Plans
Floor Plans
Mall of Islamabad Opening Date
According to the Bahria Town authority, the construction phase has already commenced. Despite this, they are unable to provide us with a date of completion.
Since the instalment plan spans three years, we can infer that the effectuation of the project within the same time frame. However, because Bahria Town has not officially confirmed the completion date, this is only an estimate.
The site has already been marked by the developer, as shown in the image below.
Sister location
Bahria Town has introduced a similar mall named Mall of Lahore. It is situated on Aziz Bhatti Road in Lahore. The Mall is a mixed-use building with modern architecture and houses well-known retail and cuisine establishments. Islamabad’s Mall will most likely be similar in style and even better.
How to proceed with booking?
Contact us at Sigma Properties for booking and further details.
• For reservations and further information, go to the Sigma Properties office. Bookings can also be made through the internet.
• You can download the booking form from the society’s official website
• Fill out the form with the essential information.
• Make a deposit in the form of a pay order, cash, or purchase order payable to Sigma Properties.
• Submit your booking form, as well as all supporting documentation and a payment order.
Mall of Islamabad encloses many benefits in disguise. It will be the focal point for the commercial and corporate hustle-bustle along with the common citizen’s apple of the eye.
High Return on Investment (ROI)
The Islamabad Mall offers luxury retail areas with top national and international companies. The residents will have access to an attractive retail and entertainment destination. So an investment from a residential point of view or commercial will prove to be beneficial for the rest of your lives.
Employment Opportunity
As soon as the Mall has reached finalization, it will open the doors of employment opportunities for many citizens. During the global pandemic, unemployment was at large. So, it will contribute to the uplift of the economic sector alongside the employment sector, increasing the worth of the Federal Capital.
Superb Location
The Mall enjoys the best possible location, in the heart of the Federal Capital, Blue Area, where all principal economic activities and local and foreign investors remain dedicated. It lies next to the city’s main focal point, which leads to the city’s main government buildings.
Application of Digital Signage
Mall of Islamabad will operate with electronic components of digital signage. A digital signage provider can assist you in determining how to use digital technology to inform, entertain, educate, and communicate with your Mall’s customers. Consumers can know about new releases, sales, and product information through signage. It progressively replaces billboards, menus, and commercial end caps because digital signage is faster and easier to update. Digital signage may not only display text, photographs, and videos, but it can also offer highly interactive experiences like video games according to the consumers’ liking.
Luxury Living Experience
The apartments in the Mall of Islamabad are the result of rigorous planning, with functional design, aesthetic appeal, and optimal space utilization in mind. They are designed with the excellent taste of those who will never settle for less than the best. Life at the Mall of Islamabad is more than just apartment living; it is a privileged lifestyle that is here as a golden opportunity to experience. From the comfort of your own home, enjoy the panoramic view of Islamabad’s stunning cityscape and the lush-green Margalla Hills.
Rooftop Sky Restaurant
The Mall of Islamabad’s rooftop restaurant will provide an elevated eating experience. Breakfast, lunch, or dinner, take in the breath-taking environment that surrounds the capital. The spectacular views of the bustling city and the Margalla Hills in the background are the ideal complements to the wide range of gastronomic delights on offer.
Pros and Cons
Pros
Emplacement in the Capital
The Mall of Islamabad has a favorable location in the Federal Capital, in the heart of Blue Area. The edifice shall be facing the Margalla Hills. The rolling hills of Margalla are a sight for sore eyes. Islamabad has the highest value of property in Pakistan, so the Mall could not be in a better place.
The Ultimate Retail Destination
The Mall is ingeniously designed and well-zoned. It produces an irresistible retail and entertainment destination that capitalizes on the catchment area of affluent areas and its central location to attract premium consumers. Renowned brands will be available, including Next, Ferozsons, Bata, Nike, Adidas, Samsung, KFC, McDonald’s, Ego, Gloria Jeans, along with many more.
Independent Entrances
Islamabad’s Mall has been thoughtfully designed to provide convenience to all. On the ground floor, the tower includes separate entrances with access control for stores, offices, and residences. The Health Club and Fine Dining Restaurant are accessible via an access control system from all entrances.
Infinity Edge Sky Pool
The infinity sky pool, which stretches to infinity and disappears beyond the horizon, is a perfect luxury. It is the city’s first of its kind. Dive into the opulent, temperature-controlled pool that seems to go to infinity and beyond. When you reach the pool’s edge, you will feel one with the endless sky. It will feel dreamy and unreal. Every time you witness the breath-taking panoramic views of the capital city and the Margalla Hills, you will be awestruck.
Spa Services
The Spa is a sophisticated and soothing haven of peace, welcoming the residents to unwind and rest in its comfortable atmosphere. Spa treatments will provide complete relaxation from head to toe. With a wide range of holistic and cosmetic therapies provided by globally recognized professionals, even the most troubled souls will find relief here.
Spacious Parking
The parking lot had been meticulously designed to make life simpler for the public. The building’s four basement floors have been designated solely for parking, with a parking guidance system and valet services. Back-of-house connections to cargo elevators serve all retail, office, and apartment spaces.
The architecture of Fitness Health Club
The Mall of Islamabad will contain an optimum health club. The facility includes weightlifting and cardio training equipment, making it a unique fitness club for those who invest in their bodies. You can’t go wrong with your ultimate investment, which includes a group of highly skilled fitness coaches and a snack bar with fresh juices and healthy snacks. There is also a Yoga Room, a mini-retreat for the mind and body.
Cons
Period of Waiting
The Mall of Islamabad needs your patience to deliver the excellence you seek. There is a three to four years’ time period in the completion of this dazzling venture.
Conclusion
The Mall of Islamabad will be the capital’s prized gem, gleaming as a symbol of Bahria Town’s promise of luxury and distinction. The value of the apartments and shops shall only increase, so better invest now to avail the current costs. We at Sigma Propertieshave witnessed exceptional projects such as this surpass the expected success rates, so we advise you to invest your time, energy, and money in it.
FAQS Mall of Islamabad
1-Who is the developer of the Mall of Islamabad?
Bahria Town is the developer of Mall of Islamabad.
2-Where is Mall of Islamabad?
The Mall of Islamabad is located on Jinnah Avenue in the Blue Area. The Jinnah Super Market, the Islamabad Stock Exchange, and the Saudi Pak Tower are all within walkable distance.
3-Is Mall of Islamabad approved by CDA?
Yes, it is approved by CDA.
4-Is Mall of Islamabad on Jinnah Avenue?
Yes it is.
5-Are the developers of Mall of Islamabad and Mall of Lahore the same?
Yes, Bahria Town is the developer of both the projects.
6-When will it be completed?
The completion date has not been disclosed by Bahria Town, but it will take three to four years.
7-What is the time duration for the instalment plans?
The Discovery Gardens Islamabad is an opportunity for you to fulfill your ultimate dream, an abode in one of the finest capitals of the world. It is a matchless, modern lodging society with technological advancements and affordable prices near the New Islamabad International Airport.
Developers and Owners
It is one of the brilliant projects by the Falaknaz Group in coordination with the ABAD, which is the All Pakistan Builders Association.
History
Falaknaz Group is a name that stands for quality and trust. They have a history that goes back to 1975, they began introducing innovative projects in Karachi since then. Their completed and successful projects include:
Gulshan Luxury Apartment
Gulshan Centre
Gulshan Palace
Gulshan Terrace
Gulshan Complex Phase 1
Gulshan Complex Phase 2
Gulshan Bungalows
Orison Tower
Ammar Villas
Wonder Tower
Harmain Tower
Harmain Royal Residency
Rivera Inn (Naran Hotel)
Burj-ul-Harmain
Falaknaz Arcade I & II
Falaknaz Centre
Falaknaz Plaza
Falaknaz Towers
Falaknaz Pride
Falaknaz Corner
Falaknaz Golden Pebbles
Falaknaz Presidency
Falaknaz Dynasty
Falaknaz Dreams
Falaknaz Dream Villas
ABAD (All Pakistan Builders Association) has been unifying builders and developers since 1972. Their main completed projects are as follows:
ABAD Oasis
Golden Oak
ABAD Tanzeel Green
Springfield
Ikebana
ABAD Mayfair
Knightsbridge
Orchard County
Royal Gardens
West Wood
Silver Dew
Spice Town
Spice Bay
Aqua Breeze
Silver Meadows
New Dale
Ebony Estate
Daffodil Gardens
Lotus Lake
Silver Crest
North Star
Marine Plaza
Oriental Gardens – North
Oriental Gardens – South
Discovery Garden Islamabad Location
The Discovery Garden Islamabad location is too prestigious to be missed out. The location is strategically decided to connect the residents to every commercial, economic and social center in the region. It is situated in Mouza Mujahid on the main Islamabad-Lahore Motorway and near the New Islamabad International Airport.
It is at a 15 minutes’ drive from the airport.
The Thalian Interchange Islamabad is at a 5 minutes’ drive from the lodging society.
It is at a distance of 3 km from the Rawalpindi Ring Road.
It also falls on the eastern route of CPEC, which gives an edge to the location.
Discovery gardens Islamabad Map
The Discovery Gardens Islamabad lies between Islamabad and Lahore, the map shows the way to Islamabad at the right side of it and the way to Lahore at the left side of it.
The Thalian Interchange and the Chakri Interchange lead to the society. The New Islamabad International Airport is quite near it, at the right side. The Capital Smart City Islamabad is facing the society.
NOC Document Achievement
All legal documentations of the lodging society have been directed to completion and the NOC is soon to be cleared by the Rawalpindi Development Authority.
Master Plan
The Discovery Gardens Islamabad has one of the most heartening master plans of them all. It is engulfing in itself a wide range of amenities for the fulfillment of both, your needs and desires. It will include:
Disney Land and Carnival City to be built on 1000 Canals
5 Star Hotels
Water & Theme Park
Jungle Safari
Riding Club
Botanical Gardens
Grand Mosque
Water Resource Reserve
Petrol pump
Graveyard
Resort community
Mini Golf
Amenities Provided
Security Within a Gated City
The lodging society will provide top-notch security and surveillance with its high walls, CCTV monitoring, identification checking, for the protection of your family.
Top-Grade Medical Services
The lodging society will put forward the 24/7 access to hospitals and clinics with highly trained staff and the latest technology in use.
Top-Grade Education
The educational institutes will offer world-class education and the best teaching methodology that parents could ask for.
Grand Mosque
The lodging society will have a grand mosque, the largest one in the society with intricate architecture and splendor.
Community Town Centre
This will contain the basic and modern facilities required by the residents of the society including banks, grocery shops, shopping malls and more of what the lodging society will provide all in one place, which are:
Hotel Resorts
The Discovery Garden Islamabad will contain 5 star hotels along with many others. The residents will not need to book rooms for their guests somewhere far due to these facilities.
Cafes and Restaurants
The society will have the famous restaurants in demand along with an amazing café culture fit for the working class who need to work on their laptops with a bite, a cup of coffee and Wi-Fi and for the teenagers looking for the perfect hangout spot.
Central Parks
There are added in the master plan numerous clean and scenic parks having different trails for cycling, jogging and walking. They will be beneficial for all age groups who may be needing the company of nature. Children park equipment will be installed as well.
Sports Arena
The Sports Arena will contain the best of sports facilities along with basketball courts, football grounds, cricket grounds, swimming pools and table tennis courts.
Underground Utilities
The lodging society will have a highly advanced, vast infrastructure of pipes and cables for the transportation of water, electricity and gas to the buildings.
Solar Energy System
Solar energy is an abundant, illimitable and clean resource. Pakistan is blessed with a lot of sunshine, so efficient ways of generating electricity should be practiced, the important one of which is solar energy system.
The society has planned to use solar energy systems for the generation of electricity for heating and lighting workplaces, homes and commercial sectors.
Walking and Cycling Trails
There will be separate walking and cycling trails surrounded by the beauty of nature, these trails will lead the dwellers away from the trouble and worries of life.
Open Green Spaces
The color green is soothing for the eyes, so many open green spaces will be cultivated to remind people that wilderness is mowed and trimmed and tended to for them.
Free Wi-Fi Spots
The society will provide outdoor Wi-Fi access to the residents. There will be Mesh Wi-Fi networks, which are wireless networks that include multiple access points instead of just one.
Golden Mile
The golden mile will be a strip of land dedicated to commercial use. The society’s golden mile will be a big attraction point for investors because it will be profitable for them.
Graveyard
When one is not far from their dears, life seems to be easier. With this thought in mind, the developers will provide a graveyard to bury the dead in the society. This way, the residents will not have to leave the society or travel miles and miles to visit the graves of their family members and friends.
Discovery Garden Islamabad Payment Plan
The residential plots are available in cheap prices with easy monthly and annual installments. Combining with the affordable booking amount and the easy payment plans, it is the ideal investment place.
The number of residential plots is limited so better hurry if you want a house in the heavenly version of Islamabad. The project prices will be modified soon after the launching ceremony of the housing scheme.
Payment Procedure
The Discovery Garden Islamabad payment plan is a convenient one for the ease of their clients. The plots of sizes
5 Marla
8 Marla,
10 Marla
1 Canal are available.
Residential Plots
The residential plots are currently available at very inexpensive rates. The advance bookings of residential plots has already begun with 4 years installments through manageable monthly and annual payments.
Development Status
In 3 months’ time, the development work on the project will be inaugurated. The completion will take place by 2025.
How to Book a Plot?
You can visit the Sigma Properties office for bookings and further details. Online bookings are also done.
You can download the booking form from the main website of the society.
Fill the required details in the form.
Deposit a pay order, cash or demand draft in favor of Sigma Properties.
Submit your booking form and all the documents along with pay order.
There needs to be a rewarding, peaceful place that one can call home. And if you are in love with Islamabad’s peace, you will love the “Islamabad Paradise” even more, which the Discovery Gardens will one day be. With the view of the sloping Margalla hills at one side, the sky so promising above and the crisp air of modernity surrounding you, the true essence of comfort will be had.
Perfect Location
The location of Discovery Gardens Islamabad is a major selling point. The property provides favorable and direct access to the New Islamabad Airport, Lahore-Islamabad Motorway (M2), GT Road, DHA Islamabad and Bahria Town.
Amenities of the Best Kind
The lodging society will provide every amenity that will come to the lips of the dwellers. They will not need to leave the society for affordable shopping, fitness and healthcare, better education, recreation since all of these will be taken care of within the realms of Discovery Gardens Islamabad.
There will be no power outage nor any load shedding of gas. The availability of free Wi-Fi is also guaranteed.
Excellent Lifestyle
The life at the Discovery Gardens Islamabad will contain an environment of tranquility. The specific tranquility that embeds in itself the quietness of high-tech advancements in motion, a stress-free routine and the finest of facilities.
Garden Inspired Living
The goal of lush greenery is due to the inspiration for a garden living. Just like Islamabad, this society will ensure the protection of the natural regions within its premises and beyond. It will be an eco-friendly place of natural wonder and relaxation.
Flexible Payment Plan
The detailed payment plan of residential plots is given below:
Plot Size Sq. Ft
Dimension
Plot Area
Cost of Land
Number of Installments
Quarterly Monthly
1250
25*50
5 Marla
1,800,000
16
48
1800
30*60
8 Marla
2,780,000
16
48
2450
35*70
10 Marla
3,380,000
16
48
4500
50*90
1 Canal
5,480,000
16
48
Pro Tips
The plots are at a shining, inexpensive price at the moment since the project is still at its inception. With the passage of time and the increase in their value, the prices will rise. So take action today if you want to live in Discovery Gardens Islamabad.
If the yearly payments are beyond your budget, do not get demotivated, go for the monthly payment procedure to secure your position.
If you are more interested in the commercial plots so keep visiting the website or stay in touch with us, the bookings for them will open up in time and to book yours in the initial stage of pricing will benefit you.
Conclusion
The Discovery Gardens Islamabad is a whole package of quality, innovation and splendidness. The developers, the Falaknaz Group and ABAD, have the confidence and support of their clients, they have fulfilled their promises before and shall do so again.
For now only the residential plots are available for booking, the commercial plots will be too soon. The master plan is exceptional in every way, so it is worth investing in. There is no doubt that this lodging society will be a prosperous place to live and begin a new life.
FAQ Discovery Garden Islamabad
Where is Discovery Gardens Islamabad located?
It is located in Mouza Mujahid on the main Islamabad-Lahore Motorway and near the New Islamabad International Airport.
What is the payment plan?
The detailed payment plan of residential plots is as following:
Plot Size Sq. Ft
Dimension
Plot Area
Cost of Land
Number of Installments
Quarterly Monthly
1250
25*50
5 Marla
1,800,000
16
48
1800
30*60
8 Marla
2,780,000
16
48
2450
35*70
10 Marla
3,380,000
16
48
4500
50*90
1 Canal
5,480,000
16
48
How can we book a plot?
Our experts at the Sigma Properties office can assist you for bookings and further details. Online bookings are also done.
Which type of plots are available in Discovery Gardens Islamabad?
There are plot sizes of 5 Marla’s, 8 Marla’s, 10 Marla’s and 1 Canal available.
Are there any additional costs included in the plots?
The additional costs are as follows:
Extra charges for corner plot are 10%
Extra charges for main road plot are 15%
Extra charges for park facing plot are 10%
Extra charges corner + main road plot is 20%
Who is the owner of Discovery Gardens Islamabad?
The Falaknaz group and ABAD (All Pakistan Builders Association) are the developers and owners.
If you have the necessary cash, it is much easier to invest in real estate with it. And, if you want to achieve financial independence as quickly as possible, you will need to save a lot of money. But the truth is that every business, including real estate investing, begins with a small amount of capital. Many modern-day entrepreneurs can get off the ground simply by having an intense dream and putting in a lot of effort.
This article lets us guide you on how to get into real estate with little or no money.
Why Should You Be Investing in Real Estate?
Real estate investing is a mix of entrepreneurship and pure investment. It is possible to start and expand a real estate investing business from the bottom up, but it is not always uncomplicated. You can then live off your investment income for the rest of your life as your business matures. As a result, employment becomes optional, and you can spend your time doing whatever you choose to do.
So, let’s discuss the strategies of investing in real estate with little money.
Become a Real Estate Agent
You might establish a side business as a real estate agent to start gaining experience and earning money. It will be beneficial to observe, learn and implement before entering the world of real estate with a full-time career. It is a terrific way to learn about real estate transactions and the general real estate industry, even if it’s not precisely investing. Once you gain the obligatory expertise, you can begin with small investments.
Every country is a little different, but you will almost always be required to take a particular number of classes. After that, you must pass a comprehensive exam and pay your license fees. There are many different types of businesses and business models to choose from, so you’ll have to choose one that suits you. The perfect place to begin would be a broker’s firm where you can practice your license and learn under his mentorship.
Wholesaling with Little Money
Wholesaling refers to finding highly discounted items and swiftly reselling them for a profit to other bargain seekers. In many circumstances, you can make a profit on a wholesale trade with very little money. You get the property under contract or buy it before reselling it for a profit with wholesaling.
Wholesaling is not the ideal first-time business model that it is typically portrayed to be. For new investors, the returns have been mixed. The issue is that wholesaling is a sales-oriented industry. It implies you must be skilled at making numerous proposals and being repeatedly rejected. Yet, if you’re strong at sales, I believe that working as a real estate agent is a more straightforward and low-risk approach to start making money. You can move on to wholesaling or include it in your existing agency business.
House Hacking with Little Money
One of the possible ways to get started investing in real estate is through house hacking. It means you figure out a way to make money from your home by renting it out. Moving into a compact multi-unit property, such as a duplex, triplex, or 4-plex, is a traditional housing hack. The extra units are then rented out for income. You might even get creative and rent out extra bedrooms to roommates, a basement apartment or the guest room. You can do all of this quickly with little money and experience.
Live-In-Then Rent with Little Money
House hacking is a close cousin of the Live-In-Then-Rent method. In essence, you move into a house, prepare it for rent, and then keep it as a rental once you leave. To make this methodology work, you will need to purchase a more modest home to rent out. You can benefit from small-down-payment loans for owner-occupants in the same way that you can from house hacking.
You will not need to live next door to your tenants, unlike in-house hacking. People with families will benefit more from this technique because a house is typically larger than an apartment. Only three or four Live-In-Then-Rent properties will be enough to provide you with an excellent rental portfolio for many years.
Using a Lease to Invest in Real Estate
The lease option is a means to invest in real estate without spending any money. The property owner charges the buyer a monthly or yearly premium in higher rental payments when they choose the lease option. The remainder of the rental fee will be applied to the purchase price. The investor might purchase investment real estate with a higher rental cost under this agreement.
Creating Partnerships to Invest in Real Estate
Real estate partnerships are a popular way to participate in real estate with little or no money. If you wish to buy a home, but the price is out of your budget, an equity partnership may be the solution. An equity partner is a person you bring into a deal to assist in financing a property. You can establish partnerships in various ways, and it is up to the buyer and partner to agree on a more practical structure.
Bank Loans to Invest in Real Estate
You don’t need to fall in love with the property if it is an investment rather than a place where you will dwell. Look for a property that the banks like, and you may be able to reduce the amount of money you need to set aside. They’ll offer you a larger loan to value ratio if you buy the appropriate kind of property in the applicable postcodes.
Conclusion
Sigma Propertiesbelieves that, little by little, one walks far. So as a beginner with less money to invest in real estate, we suggest that you take your time and go with the investment method that is the simplest for your shoestring budget.
A real estate investment can provide continual passive income while also proving to be a sound long-term investment if the property value rises tremendously over time. You may even incorporate it into your entire wealth-building strategy.
Which one is Easier to Get Rich on, Stocks or Real Estate?
Which is better for an investment: Real estate or stocks? That is the question that so many of us desire to know the answer to get wealthy. You will have to consider many factors to know what suits you. Your financial situation, risk tolerance, personality, and long-term results all play a role. Your decision to invest in real estate or equities will be influenced by where you are in life.
There are stock market tycoons and real estate tycoons who are doing well. Both real estate and stocks can make you wealthy. If you are striving for financial independence, you should own both stocks and real estate. It will then be up to you to determine the percentage weighting of each asset class in your portfolio.
Real Estate or Stocks?
Individuals require an investing strategy that meets their budget and needs, whether they plan for retirement, save for a college fund, or collect the residual income. Let us see why real estate is a better alternative to develop wealth than stocks in the dispute between real estate and stocks.
Why Real Estate Is Better Than Stocks
A bright place to start is to compare real estate investing to stock investing. The risks and opportunities in real estate and stocks are not the same. Real estate can be a viable alternative to shares or stocks in the right circumstances, giving lower risk, higher returns, and greater diversification.
More Control
If you are the kind of person who likes to be in charge of things, you will prefer real estate overstocks. You are the sole boss of every physical real estate investment you make. As the boss, you can make renovations, lower costs (refinance your mortgage now that rates have dropped to historic lows), boost rents, attract better tenants, and advertise your property appropriately.
You have no influence over your investment as a stockholder of a corporation. Furthermore, you never know what goes on behind closed doors. However, in real estate, if your electric bills are excessively high, you can replace your light bulbs with more energy-efficient ones and take other cost-cutting measures. If you are losing money, you will notice it right away. You will be able to take steps to better any situation.
You are still at the mercy of the economic cycle, but you have a lot more flexibility with real estate when making wealth-building decisions. But with stocks, you are a minority investor who puts his or her faith in management when you invest in a public or private company.
Tangibility
In contrast to stocks, a real estate investment is tangible. You can stand before your investment, whether it be a house or a shop and know that your investment is suitable before your eyes. You can easily keep track of how it’s progressing. If you only own stock in a corporation, that is an intangible investment. There’s nothing to show your family and friends, and most businesses won’t let you sit in on their meetings to observe how they operate!
Real estate appeals to many potential investors because it is a physical asset that can be controlled while also providing diversification. Real estate investors who purchase property have a tangible asset for which they can be held responsible.
Bonus of Leverage
In a rising market, leverage is a fantastic thing. Even if real estate tracks inflation over time, a 3% increase on the house with a 20% down payment results in a 15% cash-on-cash return.
At this rate, your equity will have more than doubled in five years. Stocks, on the other hand, generate around 7%–10% annual returns, including dividends. While some stock investors may buy on margin (paying only a portion of the company’s value), this is a sophisticated and high-risk move usually made by experienced stock investors.
Fraud Prevention
Real estate wins here, too, in terms of security. It is harder to be deceived in real estate since you can physically inspect the property, conduct a background check on the tenants, verify that the building is genuinely there before you buy it, and make repairs yourself. And even if your investment goes wrong, you can tackle the situation conveniently. When it comes to stocks, you must have faith in the management and auditors.
External Factors are less Influencing
Real estate is a local business. You will be better protected from the national or global economy if you buy in a financially stable region. The fact that Europe is exploding is unlikely to have an impact on the rent you can charge.
More people want to buy homes as a result of COVID-19 since they are spending more time at home. As more investors seek the safety of bonds, the worse things become, the lower mortgage rates tend to go. As a result, real estate not only provides solace during times of uncertainty but also becomes more inexpensive. As affordability improves due to lower mortgage rates, demand rises, pushing prices even higher.
A Safer Investment
An investment in real estate is better as even though real estate is not as liquid as the stock market, it provides long-term cash flow and the potential for appreciation. Being a tangible asset that provides utility, real estate is fundamentally less risky than stocks. You won’t wake up one month and discover that your real estate is worth 32% less than it was in March 2021.
Real estate investors can make more money since they are more willing to acquire debt. Returns are magnified by debt (and losses). However, real estate tends to gain in value by at least 1% per year over the Consumer Price Index in the long run.
Conclusion
Real estate is typically a more comfortable investment for the lower and middle classes because they have grown up hearing about the necessity of “having a home” from their parents. The upper classes often learned about stocks, bonds, and other securities during their childhood and teenage years.
We atSigma Properties have seen that both real estate and stocks have the potential for long-term financial success, but they also have pitfalls. When selecting the ideal investment plan for you, the most excellent method to mitigate risk while maximizing potential rewards is to diversify as much as possible.
Upcoming Budget 2021-22 and Consequences for the Real Estate Sector
The upcoming Budget 2021-22 promises exceptional stability for the real estate sector. There are new government reforms set in motion that shall change the image of real estate for the future. We can prepare ourselves for favourable consequences only, as those are what await the real estate sector.
Impact of Capital Market Incentives
In the upcoming Budget 2021-22, the government is likely to provide capital market incentives by implementing viable ideas from the Pakistan Stock Exchange Limited (PSX), such as reducing capital gains tax (CGT) on securities disposal.
The Pakistan Stock Exchange Limited (PSX) has submitted its budget recommendations for 2021-22 to the Ministry of Finance. Before holding direct talks with stakeholders in the coming days, the Finance Ministry has tasked the FBR with calculating the revenue impact of each proposal.
Due to these proposals, Pakistan’s capital market saw strong growth over the years in market capitalization. It peaked at around PKR 8 trillion on January 30, 2020, but then plummeted to around PKR 5.7 trillion on April 1, 2020, due to the global downturn caused by the pandemic. Pakistan’s national economic statistics have become unpredictable and pessimistic. The first half of fiscal 2020 revealed some clear signals of an economic recovery. Yet, given the current circumstances, the journey to long-term sustainable growth is projected to take time; yet, the turnaround efforts are well underway. But we can see how positive an impact these capital market incentives have had, living up to our expectations. Given the implementation of solid capital market structural changes, Pakistan has enormous potential.
Promotion of Baluchistan’s Tourism Sector
The government of Baluchistan intends to set aside a significant sum in the fiscal year 2021-22 budget for the development and marketing of the province’s tourism sector. The administration of Baluchistan is taking innovative steps to promote and enhance tourism infrastructure in the province’s different tourist attractions.
There are advantageous circumstances to be enjoyed due to the proposed projects as they will appeal to both tourists and investors interested in investing in the province’s coastal areas. The new projects would expand tourist facilities, hotels, rest houses, and restaurants and establish additional tourist information centers to give travelers relevant information.
Impact of Petroleum Prices
To benefit the citizens, the Prime Minister has chosen to keep petroleum product prices the same as they were on May 1, 2021, and a fortnight before. To preserve the same rates, the government must alter the Petroleum Levy and Sales Tax on SKO and LDO.
Maintaining the current pricing will cost the government PKR 2.77 billion in revenue. From May 18 onwards, the following prices will be implemented:
Petrol PKR 108.56 / litre
HSD. PKR 110.76/litre
SKO. PKR 80.00/litre
LDO. PKR 77.65/litre
Lower petroleum prices have a lasting positive impact on the economy, so this decision paves the way for fortunate consequences. Even though the government loses a substantial amount of revenue, the conventional wisdom holds that when individuals spend less at the petrol pump, they will automatically send it elsewhere, as if by some flawless law of mathematics and economics. Millions of individual decisions, many of which are influenced by psychology, affect aggregate economic activity.
Thus, the immediate expectation of productivity and future success comes from this decision of the Prime Minister.
Government Aid for the Construction Sector
In the Budget for 2021-22, the Pakistani government provided aid for the real estate and construction businesses. In this Budget, the government has slashed taxes and allocated funding to help the building and related industries. According to a government official, it is an attempt to reinvigorate the country’s economic growth, and it would provide job prospects. Moreover, the cement FED has been lowered from PKR 2 to PKR 1.75 per kilogram.
Likeable consequences are awaiting the construction sector due to these incentives. The building industries have greater ease to contribute to the nation. All sectors related to the construction sector shall prosper directly, and the sizeable economic growth shall only know success.
Prime Minister Imran Khan has laid the Naya Pakistan Housing Scheme’s foundation to provide lower-cost housing to low-income Pakistanis. The country has been struggling with economic downfall, trade imbalance, low agricultural productivity, and many more. The government believes that the housing sector, which includes finance, construction, and related building materials, is the only one that can handle all of these issues simultaneously. The Prime Minister believes that its housing plan will improve the country’s economy and banking sector.
The government shall provide PKR 30 billion subsidies to the Naya Pakistan Housing Authority. This subsidy is one of the relief packages of the upcoming Budget 2021-22, and its consequences shall be fruitful for the nation. The working class shall have decent homes to reside in, the unemployment rate shall decrease, and the economy will receive new wings of sturdiness.
The request of the American Business Council (ABC) in Budget 2021-22
The American Business Council (ABC) of Pakistan has requested that the Federal Board of Revenue (FBR) take appropriate measures in the upcoming Budget (2021-22) to encourage Pakistan-born Americans to invest in projects, real estate, and open bank accounts.
The ABC’s budget recommendations for 2021-22, which were submitted to the FBR, revealed a shift in Pakistan resident status from three to six months (preferably nine months). This change will undoubtedly encourage the diaspora to see Pakistan as a viable investment option.
It is also requested to eliminate the need for a no-objection certificate for Americans of Pakistani descent to invest, establish, and manage businesses in Pakistan.
Any person of Pakistani descent should be entitled to choose his field of business in the same way as a local Pakistani citizen can.
Possibility of the Revival of Amnesty Scheme
In 2018, Pakistan launched a tax amnesty program that generated up to $ 1 billion (PKR 121 billion) in tax income from individuals, associations of persons, and corporations who declared their assets under the program.
Currently, the government is not inquiring about the source of funds used for construction (by builders and developers). In 2021, the government shall maintain the fixed tax on builders’ sales and up to a 90% decrease in taxes on low-income people’s house purchases. But there is a chance that the government will reintroduce the amnesty scheme since the aftermath of the global pandemic is reaching its ends slowly. It is a predicted step that the government might take to induce more money in the development sector.
Conclusion
Since the pandemic ratios are falling in Pakistan, the tourism sector, construction sector and real estate sector are likely to receive new grants and speedy development. Resultantly, there will be a substantial influx of money that shall spread in all the sectors. The upcoming six months will be critical and precious for the real estate sector as the absence of the pandemic will determine many successes.
We have witnessed the arising of many modernistic new housing schemes in Islamabad in 2021. Since living in proximity to the Federal Capital is the dream of every citizen, this dream has been brought to reality by esteemed developers and venture designers. The goal has been to deliver excellence, affordable housing and tranquil environments of safety.
The new housing schemes in Islamabad 2021 are as follows:
Nova City Islamabad
Discovery Gardens Islamabad
Multi Gardens B17 Islamabad
Mumtaz City Islamabad
Naya Pakistan Housing Scheme
Eighteen Islamabad
Nova City Islamabad
The Nova City Islamabad is an exciting new venture by the Nova City Developers. They are renowned for their high-quality framework development and have already completed several successful projects. Additionally, under the brand “Nova City Schools,” the owners are market leaders in Pakistan regarding technology and innovation-based schools.
Nova City Islamabad has given special consideration to selecting an appropriate and accessible location for its housing project. The lodging society intends to construct a separate gate on the Rawalpindi Ring Road, making it more accessible from practically all directions in the city. Nova city, Islamabad, is situated between peacefulness and modern infrastructure, implying that the society is ready to present its citizens with tranquility. The New Islamabad International Airport is only a few minutes away.
Discovery Gardens Islamabad
TheDiscovery Gardens Islamabadis yet another brilliant new housing scheme in Islamabad 2021. It is a joint venture of the Falaknaz Group and the ABAD (All Pakistan Builders Association). Both of these companies have been delivering high-quality projects since the 1970s. They aim to provide a luxury lifestyle with the preservation of nature’s beauty to applaud and enjoy.
The location of Discovery Gardens Islamabad is chosen strategically to provide inhabitants with access to all of the region’s commercial, economic, and social centres. It is located in Mouza Mujahid, near the New Islamabad International Airport, on the main Islamabad-Lahore highway. The Thalian Interchange in Islamabad is 5 minutes away from the lodging society, while the Rawalpindi Ring Road is just 3 kilometres away. The housing scheme is at the eastern side of the CPEC Route.
Multi Gardens B17 Islamabad
When discussing the new housing schemes in Islamabad 2021, it is implausible not to mention the Multi Gardens B17 Islamabad. It is a visionary housing scheme founded with the sole purpose of providing an exuberant environment of technological marvels, world-class amenities and ideal accommodations. It has a competitive edge of being a CDA Sector. In 1989, the housing scheme launched one of its first housing projects, Islamabad Gardens in Sector E11/3.
B-17 enjoys a favourable location in Islamabad Capital Territory’s Zone II. The housing scheme is situated so that it is bordered on one side by the GT Road and the other by the Peshawar-Islamabad highway (M-1). The Hills of Margalla are beautifully imposing beside the housing scheme. The area is located a few kilometres from the Islamabad International Airport and housing societies such asBlue World Cityand University Town Islamabad.
Mumtaz City Islamabad
The Mumtaz City Islamabad is an embodiment of splendour, technological infrastructure and impressive amenities. It is a project by the Mumtaz Construction Company (Pvt.) Limited. Mumtaz Construction Company (Pvt.) Ltd. (MCC) is a Pakistan Engineering Council (PEC)-accredited civil engineering firm with category “A,” No Limit, and ISO 9001-2008 certifications. The company was founded in 1982. The company’s headquarters are in the Sector I/10 Industrial Estate in Islamabad. It has been involved in major civil, electrical, and mechanical projects around the world for the past 28 years.
Mumtaz City’s location is advantageous due to its proximity to the New Islamabad International Airport. Some of the vital connecting roads that go to it include the Srinagar Highway (formerly known as Kashmir Highway) Extension, Motorway Link Road, and Fateh Jang Road. It is also linked to the M1 Islamabad-Peshawar and M2 Islamabad-Lahore highways. The Tarnol Fateh Jhang Road is only 2 minutes away from the lodging society. Other well-known projects in the region of Mumtaz City include the Capital Smart City and Top City.
Naya Pakistan Housing Scheme
The Pakistan Tehreek-e-Insaf has established a housing venture named theNaya Pakistan Housing Scheme to provide decent accommodations for the low class of the society. Imran Khan wishes to tackle the age-old problems of the nation, so he decided to work on the provision of housing to the homeless as this will lift the economy, adjust the trade imbalance, boost the employment sector and raise morale.
For this housing project, the Capital Development Authority (CDA) has authorized seven acres of land in Islamabad’s Mauve Area. They also approved the Federal Government Employees Housing Foundation (FGEHF) to receive 508 Kanal of land near Askari-VI for the Naya Pakistan Housing Scheme in Islamabad. It is undoubtedly the most beneficial one among the new housing schemes in Islamabad 2021.
Eighteen Islamabad
Last but not least among the new housing schemes is Eighteen Islamabad, developed by the Orascom Developers, Saif Group and the Kohistan Builders and Developers. This project is worth USD 2 billion, a supreme epitome of elegant landscape, advanced architecture and sustainable living. Kohistan Builders and Developers has effectuated the development of Zarkon Heights in Islamabad’s sector G-15. Mr. Naguib Sawiris, an Egyptian billionaire, owns the Orascom Developer Company. Mr. Naguib Sawiris previously held Mobilink, one of Pakistan’s major mobile networks.
The project is situated on the Srinagar highway, 5 kilometres from Golra Mor and 3 kilometres from the Lahore-Islamabad exit. Eighteen Islamabad is conveniently close to the Federal Capital, and it is only a few kilometres away from the New Islamabad International Airport. The housing scheme shall be the focal point of grandeur, luxury and upscale living.
Conclusion
The real estate sector shall reach significant success in 2021 due to the government’s keen interest in the housing and construction sector and the private development companies striving to reach new heights of quality. The strength of the real estate sector originates from the new housing schemes in Islamabad 2021. It is because the investors are concentrating all of their energies on the property in the Federal Capital.
