To earn a splendid amount of profit, you must have the intention to start a business. The investment in real estate results in your desired profit. But it would help if you kept in mind that what are the most suitable cities where your investment could give you your expected income. Real estate is a gainful business. Many people start it but give up and curse on their selection of inappropriate city.
Here are guidelines for you to know about the best cities to invest in real estate.
Investment in real estate in Lahore
Lahore is a historic city with old architecture. There are some magnificent structures dating back to the Mughal Empire and relics of British colonialism. It is a city where old and new collide, where architects create one of the country’s most modern structures, resulting in a mixture of traditional and contemporary architecture.
It is a city of gardens, which people enjoy in the heat by gathering for late-night tea stalls spread across the city. It’s no wonder, then, that the same city provides a variety of chances for investment in real estate in Lahore to passers-by.
Lahore provides a wide range of attractive property investment opportunities, thanks to a number of critical factors that contribute to the city’s investment potential.
Gulberg District
The real estate market of Lahore has one of Pakistan’s greatest returns on investment. This is due to the numerous investment opportunities it provides, as well as developers’ continuous desire to provide new and innovative projects.
The Gulberg district of Lahore is the hottest investment region because of its central location, amusement avenues, and closeness to all of the city’s most prominent eateries and retail businesses.
Raiwind Road
The Raiwind Road area of Lahore is the second place you should look. Raiwind Road, which is a bit further out of the city center, offers elegantly planned comfortable communities that are one of the most profitable investment choices. The city is expanding at a rapid pace, and new complexes and projects are sprouting up to meet the demand.
Investment in real estate in Islamabad
Undoubtedly one of the most attractive metropolises on the planet, Pakistan’s capital city provides a wide range of profitable investment opportunities to investors. It has a network of well-paved roads and expressways that connect the entire metropolitan area.
Islamabad Expressway
The Islamabad Expressway, also known as Faisal Avenue, runs from the North to the south of the city and is one of the most well-known and busiest thoroughfares in the capital. It is also a major commercial route.
This highway in Islamabad extends for 28 kilometers, starting in T Chowk, Rawat, and ending at the Zero Point and Faizabad Interchanges in the city’s North. Islamabad Expressway has become one of the city’s top real estate investment possibilities due to its high popularity and beneficial route.
Soan Garden
In Soan Garden, Islamabad—one of the capital’s most peaceful residential settings—a brand-new home project called Zainab Villas is ready to emerge. Zainab Villas, located near the Islamabad Expressway and packed with facilities to offer pleasure and comfort to your lifestyle, is a fantastic property investment option.
Investment in real estate in Karachi
Karachi is a place of many opportunities, after all, the city that never sleeps. The city, which is home to more than 14 million people, is often considered Pakistan’s economic powerhouse. The capital aids the development and expansion of all sorts and sizes of businesses and commercial sectors. Real estate in Pakistan, on the other hand, is outstanding.
DHA City
DHA City Karachi is a luxury enclave where you can build your dream home. You can also invest here for the goal of generating income because property values are consistently rising. You will never find that your property’s price is decreasing.
Bahria Town Karachi
Bahria Town Karachi is worthy of appreciation. Everyone is aware of its significance and the luxurious life it offers its citizens. As a result, you have the opportunity to invest in Bahria Town’s ongoing projects. Bahria Town Karachi has its own attractiveness, and its international-standard facilities draw visitors in. Apartments, parks, healthcare, education centers, sports fields, and a theme park are all designed to world standards.
Investment in real estate in Peshawar
Peshawar, the provincial capital of KPK, has experienced several beneficial developmental changes in recent years in real estate. Peshawar’s excellent progress and improved living conditions are also driving new housing societies in the city. The construction of these new housing societies will meet the growing need for homes while also providing profitable investment opportunities.
Peshawar Enclave
This is the country’s second-largest housing society, drawing both investors and buyers. After Bahria Town Peshawar, Peshawar Enclave is undoubtedly the most highly awaited housing project in the city.
Peshawar Enclave has standard developments, cutting-edge infrastructure, creative town design, and all of today’s conveniences.
Furthermore, this society’s location is surrounded by a number of well-known office buildings and commercial malls. Peshawar Enclave is close to some of the greatest hospitals in the country.
Due to its highly recommended features, you would not regret on investment in Peshawar city.
Canal View Peshawar
This is another rising property society that is being built near DHA Peshawar. It is conveniently placed on Nasir Bagh and can be reached by Peshawar Ring Road, University Road, and Northern Bypass.
Its innovative town planning and cutting-edge developments set it apart from the rest of the town’s new construction. There are large lanes and green areas in this community. It’s a gated community with a perimeter wall, underground electrical wiring, and excellent security. Investment in this society results in huge income. The investors are eagerly heading towards society.
Conclusion
You now have many choices to invest in various cities in the real estate business. You have read all the options carefully, and you can now invest in the city that meets your ends and requirements. Always beware of false hands. We will straighten your way to success and give you the suggestion about where to invest.
Do you want to invest in these cities? If you want more information, visit sigma properties or click here.
The CDA enjoys a considerably better reputation in Islamabad than other municipal development authorities. Islamabad is divided into five zones, with zones 1 and 2 consisting of 22 km sectors organized alphabetically, vertically and numerically, horizontally.
While Islamabad’s confines are stretching into zones 2 and 5, and many private developers are establishing housing schemes throughout the city, the general public and investors continue to prefer CDA Sectors for various reasons.
But first, let us look into the history of CDA.
History of CDA
The Capital Development Authority (CDA) was founded on June 14, 1960.
The CDA Ordinance was founded on June 27, 1960. It established the authority and defined the authority’s powers, duties, functions, and responsibilities.
The Ordinance’s main goal was planning and development of the Capital (Islamabad); the second was completing or authorizing the Capital Development Authority to perform the functions of a Municipal Committee, including providing for cleanliness, health, and education of residents, as well as the supply of goods, food, and mild, and promoting the interests of various segments of the public. All measures are designed to promote public interest and benefit.
As a statutory entity, the Capital Development Authority is expected to treat citizens fairly and honestly and perform all of its operations transparently.
Now let us discuss into the prospective advantages and drawbacks of investing in CDA sectors instead of other private housing plans.
Locations in the Federal Capital
An essential element to consider is that the CDA builds housing plans or sectors in central Islamabad, where most citizens prefer to live. Other private housing societies, on the other hand, are located far from the Federal Capital.
Rate of Return on Investment
CDA offers a limited number of plots at affordable costs compared to private interests, attracting many potential registrants and driving up prices faster than any other housing scheme.
Trust Factor
The third element is confidence, as many people are hesitant to trust private developers because of the risks involved, but CDA represents the government, which is well-respected. There are not only advantages to investing in CDA areas; there are also some disadvantages to consider, which have affected people for years.
Speed of Development
CDA takes a long time to develop a market. People have been waiting for years in some cases, and there has still been little progress. Landowners have little choice but to wait, although prices have grown dramatically over the years. The leading cause of these delays is the residents’ refusal to hand over their land to CDA for construction.
Quality of Development
The low quality of CDA’s production is the second disadvantage. CDA would likely fall short compared to Sardar Group of Companies, Future Development Holdings Limited or FDHL, DHA, Bahria, and MPCHS in terms of development criteria. The best CDA sector investment places worth considering for the medium to long-term investment in 2021 are as follows,
C-15 Sector
C-16 Sector
E-12 Sector
G-14 Sector
I-11 Sector
I-12 Sector
Because this blog primarily concerns CDA sectors administered by CDA or government entities like FGEHF, we shall not discuss the G-15, G-16, F-16, D-17, B-17, and F-17 sectors built by private housing projects.
Sector C-15 and C-16
Sector C-15 and Sector C-16, both of which are still undergoing land acquisition, were recently launched by CDA. The CDA proposed a land-sharing strategy in specific sectors, under which landowners will get one Kanal of built land for every four Kanal of undeveloped property.
These locations are accessible via Margalla Avenue and are close to Moaza Kharbooza. In these areas, the master plan maps show smaller plots, usually one Kanal residential plot. The site is outstanding and worth consideration for investment or habitation after the planned access routes are finished.
Physical development appears to take a long time given CDA’s present land purchase method, especially given the city authority’s track record.
So the main key points about these sectors are:
The location is terrific.
The financial criterion is relatively lenient.
The profit margin is likely to be significant.
The rate of expansion is slow.
The development’s quality is still uncertain.
Investing opportunity with a long time horizon.
Sector E-12
About 20 years ago, CDA introduced Sector E-12, located close to the most desirable residential sector E-11. It is located next to the Golra Sharif shrine and is surrounded by illegal buildings and encroachments. Apart from the attractive location, this industry has shown no evidence of expansion in the last two decades.
The price of a plot in this sector can range from 30 lakhs to 2 crores, depending on the size, location, and category. The region around E-11 is quite expensive, although the site is not. There is little doubt that as the sector grows, prices will increase. However, in a few years, CDA will take custody of the entire sector’s land and begin development.
So the main key points about Sector E-12 are:
The location is excellent.
Budget limitations range from minor to primary.
The profit margin is likely to be significant.
The growth rate is losing momentum.
The development’s quality is still uncertain.
Investing opportunity with a lengthy time horizon
Sector G-14
The CDA Sector G-14 was established in 2004 by the FGEHF, a government organization responsible for building housing plans for federal government employees in Islamabad. The sub-sector G-14/4 has been completed, while the following three sub-sectors are still being formed.
Residents are negotiating with the Housing Foundation to have their property evacuated, particularly in G-14/3. The FGEHF has been unable to speed up the land acquisition process in G-14/2 and G-14/1, where most of the local population has settled.
G-14’s location on the main Srinagar Highway is particularly enticing because prices in the nearby G-13 sector are roughly double those in G-14’s non-developed sub-sectors.
Sector G-14 offers residential plots in 4 Marla, 5 Marla, 7 Marla, 10 Marla, 12 Marla, and 1 Kanal. There are three sub-sectors in which we can invest in G-14/4’s developed region.
Thus, the primary key points of Sector G-14 are as follows,
It is a prime area.
Budget restraints range from minor to primary.
The anticipated profit is substantial.
There is a slow rate of growth.
The development’s quality is unknown.
A long-term investment opportunity.
Sector I-11
Sector I-11 is a part of Zone 1 and is located in Main Islamabad. Despite its advantageous location, the municipal government overlooks this region, and it no longer appears to be a part of Islamabad.
Sector I-11 was inaugurated approximately 25 years ago, but the CDA has yet to acquire land in this sector. Although many Afghan migrants have moved in I-11/1 and have become a security danger due to the authorities’ lack of security inspections, evacuating the Kacchi Abaadi from this area appears difficult.
This sector will be valued nearly as much as sector G-11 if CDA makes a significant attempt to restructure and grow it.
Therefore, the primary key points of Sector I-11 are:
It is a perfect site.
The financial threshold is a relatively lenient one.
Sector I-12 has been waiting for development for several years, but no work has yet commenced. The CDA has approved PC-1 for development work in I-12.
Due to the relocation, there is a pricing difference between plots owned by them and plots previously sold and transferred to someone else.
5 Marla plots often cost between 25 and 35 lac, while 8 Marla plots cost between 38 and 50 lac.
I-12 is in a fantastic location, and the region surrounding NUST Road — which connects I-11 and NUST University – is quite expensive and in high demand. A layout plan has been created, and a development tender is expected to be released soon. Once development work begins on I-12, prices might more than quadruple.
Thus, the critical points of Sector I-12 are:
The location is fantastic.
The monetary requirement is flexible.
The profit margin is expected to be high.
The growth rate is decelerating.
The development’s quality is still undisclosed.
For the medium term, there is investment potential.
Conclusion
Sigma Properties highly recommends investing in a CDA Sector in Islamabad. The coming years will prove profitable for the property in Islamabad, so you should consider investing your hard-earned money in the Federal Capital without further ado.
The Al-Haram City Rawalpindi is an exciting pinnacle of excellence that is in proximity to the Twin Cities. We call it the shining star of real estate. It is an affordable housing society because it provides easy payment options for residential and commercial plots with modern and lavish amenities.
History
Al-Haram City Rawalpindi officially opened in 2004. This housing project is categorized into two blocks, each with its own set of amenities. In 2005, the society’s second phase was inaugurated. The most important aspect of this housing project is that it provides international amenities at an affordable cost.
Owners and Developers
Al-Haram City Builders and Developers are the developers of this innovative housing project. They have polished their skills in the construction and development industries. They executed the Al-Haram City project quickly and efficiently.
With a highly competent team of civil engineers, skilled architects, and other essential professionals, the company provides a range of real estate infrastructure development services. The developers of this project offer to give investors encouraging commercial and residential amenities.
NOC Status
The Tehsil Municipal Administration (TMA) Rawalpindi & Rawalpindi Development Authority has authorized the Al-Haram City Rawalpindi No Objection Certificate (NOC) (RDA). TMA has assumed responsibility for all the other essential paperwork.
Investors can put their faith and hard-earned money in the lodging society. Once a residential society is lawful, there is no doubt that you should invest in it without hesitation.
Location
The best feature of the lodging society is its excellent locale. Al Haram’s location is just a few kilometres from Karma Chok Rawalpindi on the main Chakri route. Defense housing authority (DHA) and Capital Smart City are two nearby housing societies. The China Pakistan Economic Corridor is only one kilometer away from this housing project (CPEC). From the backside, the Dhamial Road is linked to the lodging society.
Access Points
The following are the simplest and quickest ways to access Al-Haram City Rawalpindi,
Right on Chakri Road
Near to Dhamial Road
About a 23-minute drive from the M-2 Lahore-Islamabad Motorway
Adiala Road is about a 26-minute drive away
Girja Road is about a 17-minute drive away
Nearby Landmarks and Locations
Nearby landmarks & places to Al-Haram City Rawalpindi include the following:
Fatima Jinnah Women University
Shadman Town
Bestway Cement Suppliers
Dhok Chathianwali
Dhok Sarparaswali
Dhok 6Jumen
Dhok Natya
Capital Smart City
New Iqra City Society
Kalyan Par
Lambigarh
Master Plan
Al-Haram City’s master plan was created and completed with highly qualified civil engineers, architects, and developers. The organization has a variety of residential and commercial plots available at reasonable prices.
Phases of Al-Haram City Rawalpindi
The phases of society are as follows:
Phase I
Phase II
The following are the blocks in Phase I:
Al Harmain Block I
Al Harmain Block II
Al Harmain Block III
Al Falah Block
Al Huda Block
Tuba Block
Aqsa Block
Nimra Block
The following are the blocks in Phase II:
Al Masoor Block
Al Rehman Block
Al Noor Block
Al Raheem Block
Al Munawar Block
Al Shaheed Block
Al Latif Block
Residential Plots
The residential plots of Al-Haram City Rawalpindi are as follows:
3 Marla
5 Marla
6 Marla
7 Marla
10 Marla
1 Kanal
Commercial Plots
The commercial plots of Al-Haram City Rawalpindi are as follows:
6 Marla
7 Marla
Payment Plan
The management of the society has fixed the payment costs so that it is one of the most reasonable societies in Rawalpindi and Islamabad. Plot prices are always variable depending on the property market and the society’s administration. The following are the residential plot prices in Rawalpindi’s Al-Haram City:
Plot Size
Plot Prices
3 Marla (R)
6.3 Lac
5 Marla (R)
7.7 Lac
6 Marla (R)
8.9 Lac
7 Marla (R)
10.89 Lac
10 Marla (R)
18.3 Lac
1 Kanal (R)
31.1 Lac
Commercial Plots Payment Plan
Commercial services are an essential component of any housing community. Residents of this excellent housing project have access to numerous commercial facilities. The payment plan for the commercial plots is shown below,
Plot Size
Price
Booking
Instalments
On Transfer
6 Marla
78,75,000
16,00,000
42 Monthly Instalment 1,39,880/-
4,00,000
7 Marla
96,25,000
19,00,000
42 Monthly Instalment 1,72,023/-
5,00,000
Amenities Provided
The Al-Haram City Rawalpindi offers all of the contemporary conveniences and amenities at sensible rates. The amenities are an element of any modern, wealthy society described as a full-bodied residential project. The following are the services provided by the Al-Haram City scheme:
Road Infrastructure of High Quality
The roads and other infrastructure are built with a high level of professionalism and equipment to ensure optimum development. The Major Boulevard and streets are large and expansive, giving off a lovely appearance.
Hub for Business and Commerce
The developers are building new retail complexes to meet the needs of the people of Rawalpindi and Islamabad. Retail stores with well-known national and international brands, supermarkets, food courts, a kid’s area, corporate offices, and banks make up the commercial zone.
Healthcare Services
The developers have devoted special attention to the lodging society’s health services. The developers plan to build progressive international hospitals and clinics. The emergency room will be open 24/7, with staff and doctors on hand at all times.
Cemetery
A cemetery is an essential element of any lodging society. The inhabitants may choose to bury their departed relatives and pray for them. They may also pay respects to loved ones buried within the lodging society.
Community Center
It’s challenging to practice social work in a dreary, uninspired, and outmoded community centre. Fortunately for recent social work graduates, Al-Haram City Rawalpindi provides a community centre with various amenities to keep people and employees happy.
Petrol Pump
The society is required to offer a petrol pump in a convenient location for all inhabitants. The petrol filling scale will be highly accurate, and clients will be pleased with the mileage.
The number of automobiles at the station speaks for itself; we have discovered that the best possible times to avoid long lines at the gas station are 8 a.m. and after 10 p.m.
Salient Features
The following are the most notable aspects of Society
Boundary Wall
Cost-effective Living
International infrastructure development
Eco-neighborhood
Grand Mosque
Resources of Water
Hospitals, dispensaries, and clinics all provide medical services.
Educational Institutes
Sports Club with indoor and outdoor facilities
Retail Areas
Petrol Pump
24/7 Security
Sui Gas
High-class maintenance
Underground electricity and water
System of sewage and garbage disposal
How to Book a Plot in Al-Haram City Rawalpindi?
The booking process is quite simple. There are specific guidelines to follow, and you will be able to make reservations smoothly.
Security of the Financial Resources
Please ensure that your resources align with your buying strategy before finalizing any property sale or purchase. This measure will ensure that your purchase or sale is performed effectively.
Check the Paperwork
To avoid any misinterpretation or misunderstanding, please make sure to check all of the paperwork thoroughly. Before buying or selling a property, make sure to ask about the developers’ NOC and approval documents, which the authorities have officially approved.
Property Inspections
Before making any purchases, inspect the property to check that the written documents follow the plot parameters. After you have followed these guidelines, you are ready to make your reservations. Let our experts at Sigma Properties handle the booking procedure.
For bookings and further inquiries, go to the Sigma Properties office. You can also make reservations through the internet.
The booking paperwork is obtainable for download on the lodging society’s official website.
Complete the application form with the relevant information.
Deposit in the form of pay order, cash, or purchase order payable to Sigma Properties.
Submit your booking form, as well as all relevant documents and payment order.
Documentation Required
You will need the following documents for the reservation of your plot,
2 Copies of CNIC of Applicant
2 Photos of Applicant
2 Copies of CNIC of Nominee
Why Al-Haram City Rawalpindi?
Have you ever had a dream of the perfect home, with tranquility surrounding it and the best of amenities all in one place? Well, prepare to be dazzled as Al-Haram City Rawalpindi caters to that ultimate dream. The developers are keen on delivering outstanding infrastructure and style to give the residents what they desire. So the actual question here is that Why not Al-Haram City Rawalpindi?
A Business Hub
The numerous commercial opportunities in the lodging society have captured the interests of the investors. You could buy shops in the commercial region and rent them out without facing the hurdles money earning brings. The business-minded residents will not have to look far away for investment opportunities. They could make investments near their abodes as per their conveniences.
The Perfect Social Life
At Al-Haram City Rawalpindi, you shall have an optimum social life, thanks to the excellence of the community centre. Because of its appealing, cutting-edge, and eco-friendly design, the new look of the community centre is pleasing to the eye. The structure houses a variety of amenities, ranging from gyms and pools to theatres and libraries. Still, it all has two qualities: it is spectacular and there to serve the respective individuals of the community.
Safe Community
The lodging society would be enclosed by a boundary wall with a foolproof mechanism to ensure a high level of safety. Three gates provide entry to the society, making it one of Rawalpindi’s most accessible and secure lodging societies, among others like Rude Enclave, Taj Residencia and Blue World City.
Water Reservoirs
The developers have built a water reservoir, storing a vast volume of water for the residents to utilize in their everyday activities. Filter plants will also be a feature of the lodging society to ensure that citizens have access to clean drinking water.
Pros and Cons
Pros
Passive Income
If you are looking for a simple investment free from the residing point of view, look no further. The society is an excellent place to generate passive income. Passive income, such as rent, can be obtained once someone has invested in a real estate property. Investors purchase a constructed property or develop open land, then rent it out, assuring a consistent source of revenue throughout the year.
Affordability Rate
The society falls on the list of inexpensive lodging societies. The payment plans are feasible for the sole reason of accommodating the low-income citizens. When done correctly, real estate investing will never lose value. Every year, the value of real estate rises, so will the value of the plot you may have bought at a reasonable rate of the current time.
Natural and Peaceful Ambiance
Noise and pollution abound in today’s huge cities. Every individual wish to live in a serene atmosphere closer to nature. This splendid housing society will make it easier for you to live a healthy lifestyle in a tranquil, natural setting.
Well-Designed Drainage Systems
Drainage and wastewater design that is both sustainable and cost-effective are critical for long-term agricultural and infrastructural development. The Al-Haram has proposed a well-planned system to appropriately support overall society health and keep dwellings habitable and dry.
Cons
Perception of Distance
It is a common perception that the lodging society is at a remote location, but this is subjective. We have clients who have opted for Al-Haram City solely because they required lodging away from the hustling bustling city.
Conclusion
Al-Haram is a prime housing society that offers an unequalled lifestyle. This housing society is a low-cost project that will assist middle-class families in constructing their own homes near the Federal Capital. It is a fantastic opportunity for both investors and residents to earn profits.
FAQs
What is Al-Haram City Rawalpindi?
Al-Haram is a posh and renowned housing development in Rawalpindi, Pakistan.
Who is the developer of Al-Haram City Rawalpindi?
Al-Haram Developers is the developer of Al-Haram City Rawalpindi.
Is it an approved housing society?
Yes, it is approved by RDA.
Where is it located?
Al-Haram is conveniently positioned at Chakri Road.
Is it an expensive or affordable housing society?
It is an affordable housing project.
Which amenities are available at the Al-Haram City Rawalpindi?
This housing society will give all essential and modern amenities at a reasonable cost.
How can I book a plot?
You can contact Sigma Properties for booking and further details.
Which plot sizes are available in this lodging society?
In the residential sector, plots of 3 Marla, 5 Marla, 7 Marla, 10 Marla, and 1 Kanal are available, while plots of 6 and 7 Marla are obtainable in the commercial sector.
Should I buy a Rental Property or Invest in Stocks?
Are you confused about whether to invest in a rental property or stocks? Real estate can pay off, but claiming that it is a better investment than investing money in the stock market is naïve. While both choices have advantages and disadvantages, buying a rental property is highly suggested for investors for various reasons. Let us go through the benefits of investing in rental property vs stocks.
Rental Property Vs Stocks
Many people who have traditionally invested in real estate do not trust or care to understand the realm of the stock market, while most stock investors are wary of real estate.
As a result, there are many different views on the stock market vs. rental property, making it difficult for beginners to make a straightforward and fair comparison. It’s not a “either/or” situation, and both options are equally valid. The best way to choose is primarily a matter of:
Personal inclinations
Risk tolerance
Return objectives
Current valuations
Thus in this article, we will compare and contrast real estate and stocks to help you know which investment method is best for you.
Why Should You Buy Rental Property?
To make an informed decision, let us take a look at the benefits rental property brings that stocks do not.
Cash Flow
Cash flow is well-known for accounting for a higher portion of a rental property’s total return. Tenants pay rent every month and depending on the properties’ purchase price. This income may represent an unleveraged return of 5-10 percent.
The cash flow yields can vary greatly depending on the property’s quality and location. Still, most investors will seek out rentals with above-average yields (or capitalization rates) to have enough liquidity to cover their mortgage, maintenance and build cash reserves for vacancies while still earning a reasonable return. But that’s not all. Properties also appreciate over time.
Stocks, on average, provide relatively little in cash flow (or dividends) to shareholders and rely on capital appreciation for the majority of their returns.
Better Management Control
One of the most compelling reasons consumers invest in rental properties is the ability to live in, touch, and feel them. It’s tangible. They intend to renovate these homes to boost their worth and rentals. To put it another way, they want complete control over their investment.
With stocks, you’ll have to rely more on intermediaries and management teams to run the business on a day-to-day basis. It generates a “primary agent” risk, which many people are hesitant to take.
It all depends on your personal preference:
Earn passive income, but you’ll have to rely more on other parties.
You will control your finances, but you will be required to do more managerial duties.
If you have the passion and expertise, you’ll probably do better with the second option.
Building Wealth through Leverage
It is easier to secure a long-term fixed-rate mortgage with a low interest rate to fund most of the rental operation. Rental investors frequently use this strategy to optimize returns, and it can involve up to 4-to-1 leverage. It can lead to excessive risk-taking; but, even with a more appropriate 2-to-1 leverage.
If you can finance your rental property at 2-to-1 leverage, pay a 3-4 percent mortgage rate, and acquire a 7-10 percent yielding property with a 3 percent annual appreciation potential, you will have annual returns that considerably beat the stock market indexes. The average annual returns in this situation would be closer to 15 percent.
Stock investors can also use margin to leverage their stock investments, but this is a much riskier strategy because,
Margin debt does not have the same favourable terms as mortgages
Stocks are not as consistent as rentals
The underlying companies are already relying on debt to fund their operations.
Taxation Benefits
It’s difficult to deny that rental properties are more tax-efficient than stock investments when it comes to taxes. Rental investors can depreciate their properties from the first year onwards, lowering their revenue with a non-cash charge. They can also deduct all other property-related expenses from their income, including interest. The amount of taxes a rental investor pays will vary depending on the circumstances, but many investors can earn cash flow thoroughly tax-free.
Stock investors will not benefit from depreciation and may face a higher tax burden, but they can take advantage of tax-deferred accounts.
Purchasing a Rental Property vs. Stocks: What’s the Risk?
Risk is highly subjective, and how one assesses it will differ from one investor to another. According to stock investors, rental properties need a lot of effort, tenants may damage the property, rents may go unpaid, and you may even be sued.
On the other hand, Rental investors will warn you that stocks are exceedingly volatile, that you have little influence over them, and speculators dictate that market performance.
Both of these are essentially right, and it all simply comes down to the investor’s personal preference. However, from a risk standpoint, rental investors have two substantial benefits versus stock investors:
Rental revenue is reasonably steady and reliable. Because it is vital to have a roof over your head, rental investors are likely to profit even during the recession.
Rental properties are particularly effective inflation hedges. As replacement costs rise, the property’s value is connected to inflation, and the tenant’s rent is increased upward.
Stocks can also deliver these benefits, though usually to a lower degree or in a less direct manner. So you know now that you should buy a rental property instead of investing in stocks.
Conclusion
We atSigma Propertiesadvise you to take this decision exclusively based on your risk tolerance and the expected return on your investment over the next ten years. Not everyone is suited to rental investment. They necessitate more significant effort and accountability, as well as being less liquid. However, there is no doubt that more entrepreneurial investors who are prepared to put in the work have an ultimate chance of earning more superior returns.
2021 is one of the few times in history when the conditions for holding both stocks and real estate at the same time have never been more vigorous. The real estate sector in 2021will flourish because of the after-effects of the pandemic, so if you own properties, you’ll be in a great position to own an asset that will always be in demand for many years to come.
Mumtaz City is a rising star in the sky of real estate, it is a brilliant lodging society brought into existence by the Mumtaz Construction Company (Pvt.) Limited. It enjoys an exceptional location with a view of the ever beautiful Margalla Hills.
Developers and Owners
Mumtaz Construction Company (Pvt.) Ltd. (MCC) is a nationally recognized civil engineering firm accredited by the Pakistan Engineering Council (PEC) as category “A,” No Limit, and ISO 9001-2008. The company was established in 1982. The company’s headquarters are located in Islamabad’s I/10 Industrial Estate. Mumtaz Construction Company (Pvt.) Ltd. (MCC) has come a long way to represent dedication, distinction, and professional excellence by fulfilling the challenging, extra-ordinary work requirements of high engineering, national, and international projects.
Over the past 28 years, it has been involved in civil, electrical, and mechanical works of international significance. Some of their works are:
Roads and bridges
Buildings
Concrete Repairs
Civil Engineering
Drainage System
Pilling and Soil Investigation
Mumtaz City Location
The location of Mumtaz City is a beneficial one because of its closeness to the New Islamabad International Airport. Srinagar Highway (previously called Kashmir Highway) Extension, Motorway Link Road, and Fateh Jang Road are some of the major link roads that lead to it. It is also connected to the Islamabad-Peshawar Motorway M1 and Islamabad-Lahore Motorway M2.
The lodging society is 2 minutes away from the Tarnol Fateh Jhang Road.Capital Smart Cityand Top City are two other well-known ventures in the vicinity of Mumtaz City.
NOC Approval
The NOC of Mumtaz City is approved by RDA. It was issued on 9th October, 2018. According to a notification issued in April 2020, the society has begun granting provisional ownership of possession-able plots and has advised buyers to obtain a plot register by visiting the housing society Site Office.
Mumtaz City Master Plan
Mumtaz City covers an area of 3000 Kanal. It comprises of the following four blocks,
Indus Block
Executive Block
Chenab Block
Ravi Block
In each of these blocks, there are residential plots, commercial plots, farmhouses, residences, open spaces, and public buildings.
Mumtaz City Map
The map of the society is given below:
Amenities
The Society offers world-class amenities and a lot more, including:
Community Clubs
Gyms and fitness clubs
Commercial Areas
Healthcare Facilities
Educational Institutes
Parks and play areas
Underground utilities
Solar-powered street lights
Electric power plant
Security surveillance
Mumtaz City Payment Plan
The prices of residential plots in Mumtaz City are shown by the table below. The plots are available on a direct cash payment instead of an instalment payment.
Plot Size
Range of Prices
5 Marla (25*50)
38-45 Lac
7 Marla (30*60)
48-60 Lac
10 Marla (35*70)
75-90 Lac
1 Marla (50*90)
1.20-1.50 Cr
The commercial plots are available at prices ranging from PKR 150,000 to 200,000 per square yard.
Development Status
The construction work in the society is nearly complete, and ownership has been granted. After the files are transferred and possession is given to the owners, the prices of residential and commercial properties are to rise. Mumtaz City, with its big roads and metropolitan improvements, will enjoy much greater popularity in the years to come as development continues.
Plot Possession
The great advantage of the society is that the plots are obtainable immediately and with the granted possession. This is another contributing factor to the popularity of the lodging society.
Mumtaz City Market Trend
The society has gained the investors’ interests, thus the market trend shows a significantly dazzling future. The demand for the plots in the society is rising dramatically due to the migration of the locals from the major cities to the outskirts. In the years to come, The Society is anticipated to be an unparalleled lodging society, a paradigm of quality and excellence for a future of prosperity.
How to Book a Plot in Mumtaz City?
For booking and further details, contact us atSigma Properties. You will require the following documents:
2 CNIC copies of Applicant
2 passport size pictures
A CNIC copy of Next of Kin or Nominee
The booking sum can be paid in the form of a pay order, cash or a direct deposit into the account of the company.
Why Mumtaz City?
The creative minds behind this project wish to deliver an amalgamation consisting of the representation of the citizens’ true dream of a perfect city, a land where they can live with privacy and peace of mind, surrounded by tranquillity. The housing society project in Islamabad has realized this dream.
Suitable Location
The biggest plus point that the society has is the location it enjoys. Its position is advantageous due to its proximity to the New Islamabad International Airport. It is not too far from the Twin Cities of Islamabad and Rawalpindi. Some of the major link roads that lead to it include the Srinagar Highway Extension, Motorway Link Road, and Fateh Jang Road. It is also connected to the M1 Islamabad-Peshawar and M2 Islamabad-Lahore highways.
Credible Developers
The Mumtaz Construction Company Private Limited has been trusted and relied on since 1982. They have delivered their promises countless times before and shall do so again. They have begun this venture with the objective of providing first-rate amenities and an ideal lifestyle to those who ask for it.
International Level Framework
The infrastructure of the society is highly advanced and standardized. The foundations, roads and houses will exhibit fine quality. The aim is to bring the excellence of world-wide mechanisms to the homeland.
Modern Features
The lodging society will ensure all basic features with a touch of quality are consisted in it, including the underground utilities, 24/7 security surveillance, healthcare facilities, commercial opportunities and a lot more.
Pros and Cons of Mumtaz City
Pros
Lifestyle of Quality
At the society, the residents shall avail a lifestyle equipped with quality in all spheres of it. They will have an access to everything that the residents might require to leave the city for, community centres, spas, restaurants, educational institutes, recreation areas.
Gated City
The residents belonging to the neighbouring cities have many complaints about lack of security of their property and cars. Society shall benefit them here too, as it is a gated city with 24/7 security measures and surveillance along with a team of guards assigned to every sector.
Proximity to Twin Cities
Should the residents feel a need to visit Islamabad or Rawalpindi, there will be no hassle for it as society is quite close to them. So the hubs of the cities can be easily accessed. An investment in the society shall benefit you in the long-run because the prices are only rising. Even if you do not wish to reside in the lodging society, you can choose to hold your property until it has reached its maximum potential to be sold out.
Cons
No Instalment Plan
Mumtaz City stands out from all else because of providing plots on a cash payment. Immediate arrangement of a large sum of cash can be troublesome. This is subjective, as many of our clients refrain from the lengthy instalment plans.
FAQS
Q1.What is Mumtaz City?
Mumtaz City is a lodging society.
Q2.Where is the housing society located?
It is located on the Srinagar Highway, previously known as the Kashmir Highway and surrounded by the link roads.
Q3.Is the NOC of the society approved?
Yes the NOC is approved by RDA.
Q4.Who is the owner of this lodging society?
The lodging society is developed by the Mumtaz Construction Company (Pvt.) Limited.
Q5.What is the total area?
The total area of the society is 3000 Kanal.
Q6.Will electricity, water and gas be available?
Yes, the underground utilities of water, electricity and gas are available.
Q7.What is the instalment plan?
There is no instalment plan, the plots are available on immediate payment of cash.
Q8.What are the sizes of the residential plots?
The sizes of residential plots are as follows:
5 Marla (25*50)
7 Marla (30*60)
10 Marla (35*70)
1 Marla (50*90)
Q9.Is Mumtaz City good for long-term investment?
It is very good for long term investment since the property rates in the lodging society hold great value.
Q10.How can I book a plot in Mumtaz City?
Contact Sigma Properties with the necessary documents to book a plot.
Living in the Federal Capital has its benefits, and that is where the Federal Government Employee Housing Authority (FGEHA) and the EHFPRO present the Lifestyle Residency Islamabad. It will broaden the definition of luxury living with a delightful environment and world-class amenities.
Owners and Developers
The FGEHA and EHFPRO have collaborated on the Lifestyle Residency initiative. These companies have contributed significantly to the real estate sector of Pakistan. Their main objective is to provide luxury accommodation to the citizens and government employees. There could have been no better collaboration but that of FGEHA and EHPRO for the Lifestyle Residency Islamabad.
Federal Government Employee Housing Authority (FGEHA)
FGEHF was founded in March 1990 and established under the Companies Ordinance of 1984 as a company limited by guarantee. It is responsible for establishing self-financed housing schemes for Federal Government employees and other specified groups. Since its inception, it has provided almost 22,622 residential units in houses/apartments and plots.
EHFPRO
EHFPRO is a private limited company, a formidable initiative of committed experts inspired with the zeal necessary to complete the project on time. It is registered with the SECP under the Companies Ordinance of 1984. It is a dynamic Special Purpose Vehicle (SPV) founded by M/s Progressive Motels & Resorts and the Federal Government Employees Housing Foundation (FGEHF).
NOC and Approval
Because Lifestyle Residency is a government-owned company, the legitimacy of the high-rise apartments is unquestionable. The apartments shall be completed and assigned to the owners soon.
Master Plan
A highly qualified team of engineers have created and conceived the Lifestyle Residency’s master plan. The master plan’s sole objective was to offer Federal employees and the general public a luxury and inexpensive housing system.
Lifestyle Residency Location
The Lifestyle Residency is located near the Srinagar highway in Islamabad, at G-13/1 and G-13/4. It is conveniently located near all of the Twin Cities’ major attractions.
It’s about 13 kilometers from the New Islamabad International Airport.
The location of the luxurious apartments is suitable for residents of Islamabad and Rawalpindi. The map below shows the exact location:
Landmarks in the Area
Some of the nearest landmark areas with easy access to the project are as follows:
New Islamabad International Airport
International Islamic University Islamabad (IIUI)
Daewoo Bus Terminal
Golra Road
Dhok Abdullah
Sector G-12
Sector H-13
Tarnol
Rawalpindi
NUST Gate #4 in Sector H-12
Golra Railway Station
Centaurus Mall
Access Points
The following are some of the residential project’s conveniently accessible locations:
Srinagar Highway is 2 kilometers away
N-5 National Highway is 5 kilometers away
Daewoo Bus Terminal Rawalpindi is a 12-minute drive away.
NUST Gate #4 is a 13-minute drive away.
International Islamic University Islamabad is 16 minutes away by car
Centaurus Mall is a 21-minute drive away.
PIMS Hospital is 22 minutes away by car.
Golra Road is a 3 minutes’ drive away.
New Islamabad International Airport is a 25-minute drive away
Islamabad Toll Plaza M2 is 28 minutes away
Lifestyle Residency Apartments
The developers of this prestigious residential building offer five various unit types to invest in or dwell. The measurement of “square feet” has been used to design and create each variety (sq. ft.). The residential project is a 14-story structure. The following are the five categories:
Apartment Type A
Apartment Type B
Apartment Type C
Apartment Type D
Apartment Type E
The following is the residential scheme’s layout plan, along with the number of apartments assigned to each category:
Quota-Wise Allocation of Apartments
Floor Plans for Category A
The category A apartments are the largest in square footage, measuring 2050 square feet with three bedrooms and three bathrooms in the unit. The floor plan below can help you understand better:
Floor Plans for Category B
The Category B apartments are significant in terms of square footage, measuring 1750 square feet with three bedrooms and three bathrooms in the unit. The floor plan is given below:
Floor Plans for Category C
The Category C apartments are significant in terms of square footage, measuring 1350 square feet. The apartment consists of two bedrooms and also two baths. The floor plan is given below:
Floor Plans for Category D
The Category D apartments are significant in terms of square footage, at 1150 square feet. The apartment consists of two bedrooms and also two baths. The floor plan is given below:
Floor Plan for Category E
The Category E apartments are small in terms of square footage, at 950 square feet. The apartment will contain one bedroom and one bathroom. The floor plan is given below:
Lifestyle Residency Payment Plan
Lifestyle Residency’s developers are offering a payment plan depending on two outcomes. The first is if you work for the government, and the second is for the general public. As a result, the pricing for each of the payment options is different.
The management of Lifestyle Residency Islamabad has devised payment arrangements that are both inexpensive and easy to manage. Federal government employees will pay PKR 100,000 as a membership fee, while the general public will pay PKR 200,000.
Amenities
The Lifestyle Residency offers all of the latest conveniences and amenities at a reasonable price. The amenities are included in each modern deluxe apartment complex that can be considered a comprehensive residential concept. The following are the amenities available under the Lifestyle Residency project:
Safe Community
When it comes to apartment living, a sense of security is essential. A gated neighborhood provides security. The residents are protected by a security system that includes properly installed CCTV cameras and other surveillance equipment that is operational 24/7.
Laundry Room
The housing project will also include multiple laundry rooms to make it easier for residents to do their laundry without leaving the premises. This laundry facility will be equipped with fully automated washing and drying machines.
Water Management
The apartment management has considered the occupants’ water requirements. Water reservoirs have been built for this purpose, storing a considerable volume of water for residents to utilize in their everyday activities. The housing project will also include filter plants in the residences to guarantee that occupants can access clean drinking water.
Availability of Parking
Residents will have access to a complete and secure parking space as part of the structure, ensuring that automobile parking is not an issue. Their automobiles will be parked in a secure location and close to their dwellings.
Community Center
The lodging society shall lay the foundation of community centers for socially active residents. They will be able to go for new learning courses, receive diplomas at the end and participate in social events of their liking.
Fire Alarm System
An advanced fire alarm system will be installed as part of the complex multi-building project. There will be a quick reaction team and staff to assist in any emergency along with this technology.
Salient Features
The salient features of Lifestyle Residency are as follows,
Global prestige infrastructure development
Water Resources
Grand Mosque
Eco-friendly neighborhood
Commercial Zones
24/7 Security Surveillance
Underground Utilities
System of sewage and garbage disposal
Intercoms
Children’s Playground
Barbecue Zone
Medical Clinic
Day-Care Facility
Community Gym
Community Centre
Community Garden
Broadband Internet Access
Community Swimming Pool
How to Book an Apartment in Lifestyle Residency Islamabad?
To book your apartment, contact our consultants at Sigma Properties. You must follow the following guidelines,
Fill out your booking application form attentively.
Attach the CNIC Copies of the Applicant’s Pay Down Payment by Check or Pay Order in favor of “Lifestyle Residency,” but double-check the management procedure if there are any new modifications.
After the management approval, cash payments are also accepted.
Submit all required documents, make your payment, and receive your receipt.
Documents Required for Booking
2 Copies of CNIC of Applicant
2 Photos of Applicant
2 Copies of CNIC of Nominee
Why Lifestyle Residency Islamabad?
The Lifestyle Residency Islamabad is a superb model of quality and excellence.
Business and Commercial Platform
The esteemed developers have considered all of the residents’ demands, including the economic and commercial ones. The apartments will serve as an all-in-one commercial space. Residents can meet all of their commercial needs from within the residences by using these areas. The development of the Lifestyle Residency Mall is underway. It will contain shopping and restaurants along with various brands.
Ecologically Friendly
The apartments will offer an environmentally friendly lifestyle with all of the modern-day conveniences. The proximity to nature will deliver a unique living experience like that provided by Park View City.
Reliable Developers
The Lifestyle Residency is the vision of FGEHA and the EHFPRO. Both companies have been in existence for more than four decades and have worked in the real estate business to give maximum comfort and affordability. This project is going to be a dazzling beacon of their cooperation.
Backup Generators
The developers have ensured that the backup generators would be activated in a power outage, allowing the elevators and other electrical devices in the units to operate.
Quota Wise Allocation
The lodging society has used the quota system to provide federal employees, widows, journalists, media workers, and disabled persons.
Pros and Cons
Pros
Easy Payment Plan
There is a simple payment plan for the booking of apartments. The project offers various floor plans for investment. The costs are reasonable and economical for the middle-class citizens of the country.
Gated Community
The housing project is a gated neighborhood with a lovely entrance gate, similar to other gated lodging societies like Mumtaz City and Nova City Islamabad. When you and your family live in this residential building, the developers have made sure that you and your family feel comfortable and protected.
Prime Location
The Lifestyle Residency apartments enjoy an advantageous location in the Federal Capital. The sector G13 has been rising steadily over the past few years. It is truly one of the most valued sectors in Islamabad.
Jamia Mosque
The apartments will appeal to all of the inhabitants’ needs, including religious ones, as the developers are constructing a beautiful Jamia Mosque. This mosque will be a smart one, complete with ultra-modern technology and architecture.
Decent Housing for the Government Employees
In some occupations, a government employee’s remuneration may put them at a disadvantage financially. It may be tough to save money if you work in food preparation or janitorial services. These government professions may indicate that you lack the financial means to make a down payment on a home. Therefore, the Lifestyle Residency offers such government employees an accommodation at convenient instalment plans.
Cons
Perception of High Prices
Some of our clients have stated that the pricing of the apartments is too high for them. It is subjective, as there could not have been better amenities at the most convenient of prices.
Frequently Asked Questions (FAQ)
What is Lifestyle Residency?
It is a high-end residential development in the heart of Islamabad’s G-13 Markaz.
Who are the developers?
FGEHA and EHFPRO are the developers of this prestigious housing project.
Where is it located?
It is ideally located in G13/1 and G13/4.
What are the apartment sizes available?
The building has apartments in five different sizes. Each apartment has a different floor plan so that investors can choose one according to their needs and liking.
Does it have electricity and gas?
Yes, it does have the facilities for electricity and gas.
Is the housing scheme an approved one?
Yes, Lifestyle Residency is an approved housing scheme.
Is it an affordable housing project?
Yes, the Lifestyle Residency is among the most affordable housing projects.
What kind of investment returns does the housing project have?
An investment in this housing project shall help you acquire high returns.
