Home Buyers Guide to an Escrow Process

Home Buyers Guide to an Escrow Process

Homebuyers Guide to an Escrow Process

Buying a residential property is a complicated process that most people are unprepared for and do not fully comprehend. Multiple steps must be completed during the buying and selling of a property, from the offer to the home inspection to the mortgage approval. Homebuyers guide to an escrow process, learn and follow the steps.

One of the confusing places for clients in the process of being in escrow, which occurs between the moments a seller accepts the offer and the buyer gets the keys to the new house. 

What is an Escrow?

Escrow is a legal term that refers to a third party who is permitted to retain payment or asset while two transacting parties complete their conditions of the agreement. Both parties agree for the escrow to release the income or asset whenever the terms are met. Escrow is in charge of safeguarding the customer against any potential fraud. In the event of a buyer complaint, the escrow is entitled to address the disagreement through its appropriate body, whose decision is binding on both parties to the transaction. 

Escrow Agent 

The escrow agent plays a vital role. The legal arrangement of escrow consists of a trust agreement in which assets (such as money, stocks, and title deeds) are given to an independent third party, often known as the escrow agent. He holds them in trust until the contractual condition is met. Then, the holder is legally permitted to accept escrows for deposit or delivery to the specified principals. 

The escrow agent delivers the assets to the designated beneficiary when the escrow agreement’s terms are met. You can use the services in a variety of situations. First, he functions as the principals’ fiduciary for the escrow. As such, he must behave in good faith, loyalty, and reasonable care to perform his duties and execute the principals’ orders. As a result, the escrow holder can be considered a dual agent, acting both as an agent and a fiduciary. It is worth noting that the escrow holder does not function as a middleman between the principals and does not become involved in the disputes. 

How Long Does It Take To Close An Escrow?

The escrow process typically takes about 30 days to complete. Although several factors will determine the actual timetable. Most transactions will be able to adhere to this schedule. Escrow can take up to 60 days in some cases. However, this is usually the consequence of difficulty during the closing procedure. Here are a few matters that can affect how long the escrow process takes:

  • Whether the buyer was pre-approved or not.
  • State laws govern the escrow process.
  • How long does it take for a lender to underwrite a loan?
  • If there are any contingencies introduced following the inspection.  

Establish an Escrow Account 

During a real estate deal, escrow begins once an offer is accepted. At that point, the buyer and their real estate agent will work together to establish an escrow account. The account will be held by a neutral third-party company, assisting in the transaction management. 

A financial institution, title business, or escrow agency could be the escrow company. They will hold into account any money or documents exchanged throughout the closing process. The funds held by the escrow holder are contained in the escrow account, from which they are collected and disbursed by the Escrow Agreement. 

The principals of the escrow pay these funds. The agent makes prompt disbursement of the cash as a result. Thus, opening an escrow account is a voluntary agreement that safeguards your investment funds. 

Such escrow accounts allow for two types of payments: monthly payments and escrow closing payments. The periodic payment method disburses funds every month, whereas the closing escrow payments are made only after the initial contract between the principals. 

Hold out on the Lender’s Appraisal

During the closing process, the mortgage provider will arrange an appraisal. It is required to obtain financing for the property.

The appraiser double-checks that the property value matches the asking price. It will protect the lender of the property even in a foreclosure situation. 

Get Your Residence Inspected

During the escrow procedure, buyers should also schedule a home inspection. It will expose the property’s actual condition. Reviews are not usually mandatory, but they are always advised during the closing process.

The reason for this is that inspections can disclose aspects of a home that a walk-through cannot.

Closing of the Escrow 

The final phase in the escrow procedure entails a significant amount of paperwork. The escrow officer will then issue a new deed to the property, naming the buyer the owner. Next, they will send the act to the relevant county recording offices for recording. The buyer must then give the remaining down payment and funds to meet the remaining closing charges. These payments will be sent to the escrow account and then dispersed to the seller and seller’s lender. After these are received, the buyer will receive the keys to their new house, and the escrow account will be formally closed.

Escrow in Pakistan 

There is a brilliant escrow service of Telenor Easypaisa. A few online merchants are offering it. The Zafar and Associates Firm also provides help in the escrow process. When it comes to real estate, Pakistan has many housing and business projects that people have put their hard-earned money into but have lost everything. The developers sell worthless “files” and then disappear with all of the money in their bank accounts. 

There are several examples of similar property frauds in

Pakistan’s real estate industry, but there are no effective measures to prevent them. 

Hundreds of illegal projects are running beneath the radar of development officials, with no action taken against them other than a newspaper ad proclaiming them illegal. As a result, we propose implementing an escrow service for real estate transactions to safeguard buyers from property fraud.

It is a basic but successful notion already in use in several nations, including the Gulf States. The government must establish a third party to protect the buyer because real estate entails extensive and recurrent payments. 

Civic Authorities and Escrow 

The civic authorities are directly accountable for real estate activities under their jurisdiction. Therefore the CDA, KDA, RDA, LDA, and others may also operate as escrow agents. 

They retain the property or the payment as an escrow agency while the buyer and seller meet the terms of the agreement.

For example, suppose you buy a plot in a new housing complex in Islamabad every month. CDA appoints an escrow agency to store your asset while you make your monthly installments. After completing your installments, CDA obtains confirmation from the housing plan and transfers the plot to your name. 

Alternatively, the CDA can accept all payments from the buyer and only release funds to the seller once the property has been transferred to the buyer. 

The approach makes a lot of sense in Pakistan’s real estate industry. It is because property theft is rampant here due to the affluent sector’s lack of regulation. Therefore, we hope that the relevant government bodies will pay attention to this issue and develop a robust Escrow.

Payments structure to reduce the danger of property fraud in Pakistan.  

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The escrow process protects purchasers, sellers, and even lenders. The methods outlined above will aid in the discovery of any potential issues with the house or loan, allowing all parties to work out a solution. For further consultation, visit us at Sigma Properties and Marketing. 


Good Debt to Equity Ratio

Good Debt to Equity Ratio

A Good Debt to Equity Ratio 

Growing a business necessitates financial investment. Equity and debt are the most popular ways to raise capital.  Companies require money to launch goods, recruit personnel, service consumers, and expand operations when scaling. There are various ways to obtain cash, and each will have a different influence on your business and its growth rate.

What do debt and equity imply? What role do they play in your company’s financial health? This authoritative guide shall let you see what good debt to equity ratio is. 

What is Debt?

Amounts owed for monies borrowed from a bank or private lender are referred to as debt. The lender agrees to lend funds to the borrower in exchange for the borrower’s agreement to repay the funds and interest on the debt at regular intervals. A company takes on an obligation to use the money for its day-to-day operations.

To borrow money from a bank or a private lender, a firm usually needs hard assets. A hard asset is a receivable for a delivered product or service recorded on the balance sheet and demonstrates to a lender that the company can repay the loan. Borrowing is more difficult for a startup firm or one that has hard assets.

What is Equity?

Equity is a stock or security that represents a company’s ownership interest. Simply put, it’s your ownership of an asset after your debt on that asset is paid off, such as a company, property, or car.

When a corporation employs equity financing, it sells shares of its stock to investors in exchange for funds. Check out this guide to equity financing for more information.

What is the Debt to Equity Ratio? 

The debt to equity ratio is a measure of a firm’s financial leverage, and it shows the amount of debt and equity utilized to fund the company’s assets. It’s computed by dividing the total liabilities of a company by the entire equity of its owners. The ratio is a simple calculation that shows how much money a company has raised to run it. It’s a crucial financial statistic since it signifies its stability and ability to raise extra funds to expand.

It is essential to understand that the debt-to-equity ratio varies by industry because different businesses require varying amounts of debt and money to run and scale.

The formula for Debt to Equity Ratio 

Let us look at how to use the debt to equity ratio now that we have defined it. The obligation to equity ratio is calculated using the formula below:

The two components of the procedure are:

  • Total Liabilities 
  • Total equity 

Total liabilities

A company’s total liabilities include short- and long-term debt and other obligations (e.g., bond sinking funds and deferred tax liabilities).

Total equity

It refers to the difference between total liabilities and total assets. On a company’s balance sheet, total liabilities and total assets are listed. 

The Ideal Debt to Equity Ratio

Although the outstanding debt to equity ratio varies by industry, the standard agreement is it should not exceed 2.0. While certain giant corporations in fixed asset-heavy sectors (mining or manufacturing) may have ratios greater than two, this is the exception rather than the rule. 

Risk is linked to the debt to equity ratio. A larger ratio indicates that the company is taking on more risk and is relying on debt to fund its expansion. When the debt to equity ratio is 2, the company gets two-thirds of its capital from debt and one-third from shareholder equity. 

As a result, it borrows twice as much money as it owns (2 debt units for every equity unit). A company’s management will strive for a debt load compatible with a desirable debt to equity ratio to function without fear of defaulting on its bonds or loans. 

Capital-intensive industries, such as finance and manufacturing, sometimes have higher ratios of more than 2. A high debt to equity ratio implies that a company is relying on debt to fund its expansion. Companies that invest a lot of money in their assets and operations (capital intensive companies) have a more significant debt to equity ratio. For lenders and investors, a high debt-to-equity ratio indicates a riskier investment because the company may not generate enough cash to repay its loans. 

The Debt to Equity Ratio’s Impact on Business Profitability

When analyzing a company’s balance sheet, it is vital to consider the industry’s typical debt to equity ratios and those of the company’s closest competitors and the broader market.

If a company’s debt to equity ratio is 5, but the industry average is 7, it is not necessarily a sign of bad corporate management or economic danger. There are numerous additional metrics used in corporate accounting and financial research that should be considered alongside the debt to equity ratio as indicators of financial health.

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Why Debt Capital Is Crucial 

A company that completely disregards debt financing may be missing out on essential growth prospects. Debt capital has the advantage of allowing firms to leverage a modest sum of money into a much more significant sum that the firm can pay over time. It enables businesses to fund growth initiatives more quickly than they might otherwise be able to, theoretically resulting in higher profits.

A firm that does not use debt financing’s leveraging potential may be doing a disservice to its owners and shareholders by limiting the company’s capacity to earn maximum profits.

Interest paid on debt is usually tax-deductible for the business, whereas stock capital is not. Debt capital has a lower cost of capital than equity capital. 

Negative Debt to Equity Ratio 

If the company’s debt to equity ratio is low or close to zero, it usually suggests the company has not used debt to fund operations. Investors are unwilling to invest in a firm with a low ratio since the company isn’t reaping the potential profit or value that borrowing and expanding operations could provide.

Long Term Debt to Equity Ratio 

The long-term debt to equity ratio indicates how much of a company’s assets are financed by long-term debt, such as loans. Divide long-term debt by shareholders’ equity to get the long-term debt to equity ratio.


The debt to equity ratio is valuable for entrepreneurs and investors since it indicates how much a company relies on debt to fund its purchases and operations. For further information, feel free to consult Sigma Properties and Marketing.


Where to Invest Capital Smart City or Park View City

Where to Invest Capital Smart City or Park View City

Where to Invest Capital Smart City or Park View City?


Pakistan’s real estate sector is viewed as one of the country’s economic foundations. To many, it appears to be a very safe and lucrative industry to invest in—the World Bank estimates that roughly 60–70 percent of the country’s total wealth is held in land assets. It is a colossal sum that represents the real estate sector’s security and returns.

Two of the best housing complexes in Islamabad’s surroundings: Park View City and Capital Smart City Islamabad. These two housing plans adapt to various price groups, are located hundreds of miles apart, and offer various amenities. Because Park View City and Capital Smart City Islamabad both cater to and target distinct markets, it’s tough to tell them apart. The following is a quick overview of both housing plans that can assist you in making an informed real estate investment selection.


Capital Smart City

The Capital Smart City Islamabad (CSCI) is a housing society in Islamabad’s Rawalpindi region, near the new Islamabad International Airport. It is surrounded by the Al Mairaj housing scheme, Eighteen Islamabad, Lahore Smart City, and Blue World City. It is being built adjacent to the Thallian Interchange of the Lahore – Islamabad motorway.

Since it is being developed by Pakistan’s renowned Habib Rafiq Limited HRL group, the housing development is regarded as one of the best in the region. When planning and delivering real estate developments in Pakistan, the HRL company has an immaculate reputation. This society provides its residents with a one-of-a-kind and cutting-edge living experience, complete with excellent amenities. This housing society will become Pakistan’s first Smart City by incorporating sophisticated technology and intelligent features. Capital Smart City is ten times larger than its neighboring society University Town, with a total land area of 55,000 Kanal.

The housing scheme is one of the few in the region to receive RDA planning and development clearance. The Capital Smart City site is one of the best in the area because it connects to the twin cities’ main highways and motorways and the future Rawalpindi Ring Road. The rates for plots in Capital Smart City start at PKR 1.9 million. Properties for sale in Capital Smart City are to be acquired with a 10% down payment. The remainder of the cost is divided into equal monthly or quarterly payments over a ten-year term that is convenient for you. Overseas plots and executive blocks are also offered in Capital Smart City.

Park View City Islamabad

The Vision Group is developing Park View City Islamabad in Islamabad’s districts. Mr. Aleem Khan, a well-known real estate developer and successful leader linked with the present ruling party, owns and leads the Vision company. In terms of proximity to Islamabad, the Park View City Islamabad location is one of the best. The tranquil and green Islamabad botanical gardens share a boundary with Park View City. Because of its gorgeous vistas and high-end amenities, this housing enterprise is famous among investors. It is designed to be the ideal location for families who want to live in a safe, family-friendly community with a futuristic vision and breathtaking views. It’s a society with unequaled amenities and an ideal picture. Each block of the organization is designed with a distinct perspective and function to give a thrilling living experience for its people.

Park View City Islamabad location

According to the most recent Park View City Islamabad location and map, the housing society has Malot Road and Kurri Road. Bahria Enclave Islamabad, Bani Gala, Shaheen Town, and the CDA’s Park Enclave are all in the same neighborhood as the housing complex. Apart from its prime location, Park View City Islamabad is one of the few housing developments in the region to have received full approval from the Capital Development Authority (CDA). Park View City Islamabad plot prices start at 3.5 million PKR, with plot sizes ranging from 3.5 Marla to 2 Kanal.

It is one of the finest choices for future homeowners who wish to enjoy the fantastic views of Margallas without sacrificing their daily commute to Islamabad’s metropolitan centers, such as the Blue Area and others. Park View City Islamabad has now completed about half of its construction. People are moving into their new Park View City homes and living in this housing community. Park View City’s security and upkeep are comparable to the Defense Housing Authority and Bahria Town.


Park View City and Capital Smart City are two of the most successful housing societies in Pakistan, competing head-to-head. Both of these societies are exceptional in their way. But the question “which one to choose?” remains, and the answer to that is it all boils down to personal preference and what works best for you. Sigma Properties hopes that this article provides you with more knowledge to make informed investment decisions.

Paragon City Lahore

Paragon City Lahore

Paragon City Lahore

The Paragon City Lahore is a fantastic housing society in perfect vicinity to Lahore. It provides the proper lifestyle with world-class amenities and a peaceful environment. The lodging society has a unique master plan showing true diligence. The esteemed developers have gained the investors’ trust in a short time.

Owners and Developers 

Paragon City Private Limited develops paragon City. They have brought a brilliant living environment into existence. Their goal is to improve the residents’ quality of life. It is one of the housing projects designed to combine two elements in one location: a luxurious lifestyle and affordability, all in a quiet and calm setting. Paragon will be a community-based, service-oriented housing. It shall encourage independence in a safe, secure, economical, and homelike setting. Paragon City Private Limited will ensure that the accommodation is both sustainable and safe in a lively environment.

Paragon City Private Limited 

Paragon City Private Limited was founded in 2003. Its headquarters are in Lahore, Punjab. The company employs between 500 and 1000 people. The developers strive tirelessly to complete all project requirements within the agreed-upon time frame.

Paragon aims to be a leader in the delivery of complete rejuvenation, housing, and support services. It has a firm focus on quality and innovation. Their goal has always been to develop residential complexes that provide inhabitants with distinctive and exciting lifestyle choices.

Since its inception, Paragon City Private Limited has established itself as one of the most innovative, diversified, and dependable real estate developers. In just a few years, their reputation for providing high-quality houses catapulted them to the forefront of real estate development.

NOC and Planning Permission 

The No Objection Certificate, NOC document is one of the most important questions that many stakeholders consider. Conveniently, Paragon City Lahore is not included in the Lahore Development Authority’s (LDA) list of illegal private housing schemes.

However, we advise our valued readers and clients that you must check the lawfully granted No Objection Certificate (NOC) from the city’s responsible development authority before purchasing any property.

Paragon City Lahore Location 

Paragon City’s owners and developers have found an ideal location for this opulent housing scheme. It is situated across the street from

Barki Road. Rashid Minhas Road is also nearby. The lodging society is also within a few minutes drive away from the Lahore Ring Road. The excellent location also contributes to the lodging society’s aesthetics and relevance.

Paragon City Lahore Location

You can easily access the lodging society from the following routes and places:

  • Barki Road provides easy access.
  • Shalimar Housing Society is around 20 minutes away by car.
  • It is a short journey from the Lahore Ring Road.
  • The Al- Jannat Society is only 14 minutes away.
  • It is a quick trip from Jallo Road.
  • It takes 16 minutes to drive to the Urban Villas Housing Society.
  • Rashid Minhas Road provides convenient accessibility.
  • Shabbir Sharif Road offers easy access.
  • It is close to Zarrar Shaheed Road.
  • Eden City is around 15 minutes away.
  • Divine Homes is only 21 minutes away.
  • Green City Lahore is only 6 minutes away by car.

Nearby Landmarks and Locations 

The nearby landmarks and locations are the following,

  • Jallo Park Botanical Park
  • Allama Iqbal International Air Port
  • Fortress Stadium
  • Mughalpura Railway Station
  • Lahore Cantt. Railway Station
  • Orange Train Islam Park Station
  • Cavalry Ground
  • Lahore Knowledge Park
  • Shalimar Bagh
  • Defense Housing Authority Lahore
  • Lahore University of Management Sciences (LUMS)
  • University of Engineering & Technology Lahore
  • Pakistan Kidney and Liver Institute (PKLI) and Research Centre

Master Plan 

The capable venture designers have represented their overall inventiveness in the master plan. It strategically shows the different streets, jogging tracks, and pedestrian routes along with the residential areas. They have carefully left some room in the original master plan for further extension if need be. The master plan also contains green belts and parks to promote eco-friendliness.

The landscaping is a primary goal as it will improve the air quality within the lodging society. There are commercial centers and clinics within walking distance from the residential areas. The master plan is given below for your convenience,


Paragon City Lahore is organized into the following distinct blocks:

  • Imperial Garden Block
  • Imperial Home Block
  • Executive Block
  • Wood Block
  • Grove Block

Completed Projects of the Housing Society 

The fully completed projects are the following,

  • Orchards-1
  • Imperial-1
  • Imperial-2

Residential Plots 

The sizes of residential plots in the housing scheme are the following,

  • 5 Marla
  • 6 Marla
  • 8 Marla
  • 10 Marla
  • 1 Kanal
  • 4 Kanal

Commercial Plots 

The commercial plots in the housing scheme are as follows,

  • 4 Marla
  • 8 Marla

Payment Plan 

Plot prices and payment plans fluctuate throughout time.

Pricing depends on several aspects of the real estate market trend, such as inflation and general real estate rates. Because each block is located in a distinct area, the plots have varying costs.  Payment plans differ considerably on the plot classifications. To give you a sense of plot pricing, here are some estimated residential plot prices. Don’t hesitate to get in touch with Sigma Properties for specific pricing:

Paragon City Lahore

How to Book a Plot in Paragon City Lahore? 

It is relatively easy to book a plot in Paragon City

Lahore. All you need to know are the booking requirements and procedures explained below.

Booking Requirements: 

The following documentation is necessary to purchase a property,

  • 2 passport-sized photographs
  • NICOP for Overseas clients
  • Two duplicates of your national ID card (NIC)
  • Two copies of the next of kin’s identification card

Procedure for Booking a Property:

  • Visit the office in Bahria Town Phase 7 Rawalpindi
  • Carefully complete the booking application form.
  • Attach copies of the Applicant’s and Nominee’s CNICs.
  • Pay a down payment in the form of a check or a money order payable to “Paragon City Lahore.”
  • Payments in cash are also accepted.
  • Collect the receipt after submitting the documents.
  • After 8 to 10 working days, pick up the file.

Amenities Provided

The amenities provided by the housing scheme are the following,

Mosques, Imambargahs, and Churches

Each block of Paragon City has its exquisite mosque(s). The Executive Cottages Mosque and Block C, Block R, and Block E are all accessible to the residents. In addition, there are at least three Jamia mosques where inhabitants can pray for Jummah and Eid.

Paragon City is about a 30-minute drive from Imambargah Bukhari House and Jamia Masjid Al Hussain. Furthermore, St. Mary Magdalene Church, St. Paul’s Anglican Church, St. Thomas Trinity Church, and Methodist Church are only a 30 to 40-minute drive away.

Eateries and Cafes 

The housing scheme contains many great restaurants. Aroma Grill, OPTP, The Burger Planet, Zakir Tikka, Johnny’s Grill, Al Dubai Restaurant, and Karachi Golden Bar BQ are some of the best restaurants in Paragon City, Lahore.

For pizza lovers, there are several pizzerias in the area. They include Cab Pizza, Ora Della Pizza, and The Pizza Shop. All of these restaurants are approximately within a 5 to 10-minute drive from the main boulevard.

Cafe Taberna, Chai Shaai, LSE main Café, Café Nosh, Chai Kada, and Metro Café are just a few cafes located near Paragon City.

Rahat Bakers, Deco Bakery, Bread & Bar Bakery and Café, and Butt Bakery are just a few neighborhood bakeries where inhabitants of the housing society can get delicious desserts.


The lodging society has many fantastic shopping places. The Imperial Mall is the most appealing aspect in Paragon City Lahore. There is a large selection of national and international shoes and clothing brands at the mall.

The Imperial Mall also contains a food court and a children’s play area. Ismail Fabrics in Imperial Mall also sells a variety of apparel. It is located in Imperial Garden Homes.

Parks and Greenbelts 

The housing society contains parks and greenbelts to let nature enchant the dwellers. A public park has been set aside in each block of the lodging society. Some of the most well-known parks in the area are the Paragon Imperial Park, Paragon Executive Park, Executive Cottages Park, Imperial Garden Park, Orchard Block 1, Masjid Orchard 1 Block Park, and Rectangle Park.

Paragon Running Park includes a beautiful cycling and jogging track. All of the parks offer a fresh and clean environment for exercise enthusiasts.

Beauty Parlors and Spas 

There are a lot of professional beauty salons near the housing scheme. The Depilex Beauty Clinic is located in Park View CHS, Block D, and offers specialist hair, makeup, and skincare services. The commercial zone of the housing society has parlors too.

The services available at the parlors include manicures, pedicures, epilation, piercing, party, and bridal makeup, and facial treatments. Gorgei salon & skincare, H One Salon N Spa, Enhance Salon, Hair Craft Salon & Spa, and Toni & Sons Men Salon are some of the other neighboring beauty salons and spas.

Salient Characteristics 

The following are the most notable features of the housing scheme:

  • Gated city
  • Perfect security surveillance
  • Well-planned infrastructure
  • Water supply
  • Roads carpeted with asphalt and concrete
  • Authorized housing society
  • Green belts
  • Waste disposal system
  • Underground electrification
  • Community centers
  • Jogging and cycling tracks
  • Facilities for medical and health care
  • Petrol pumps
  • Underground Sui Gas
  • Horse-riding club
  • The system of high-quality education
  • Sports facilities
  • Cemetery
  • Banks and ATMs
  • The most effective sewerage system
  • Restaurants and cafes
  • Gyms and spas
  • Grocery stores
  • Parks and playgrounds
  • Retail area

Why Paragon City Lahore? 

The lodging society’s goal is to help its residents achieve their full potential, growth, personal fulfilment, and independence. They aspire to provide housing support services that are flexible, high-quality, and effective, resulting in a positive transition to appropriate housing.

Underground Supply of Utilities 

The housing society provides a consistent underground supply of water, electricity, and gas. The underground wiring reduces interruption caused by outages for local firms, resulting in a beneficial economic impact. As underground cables are not susceptible to damage from severe winds or fallen trees, there are fewer outages.

Perfect Lifestyle 

The housing scheme promises a luxurious lifestyle, and that promise is appropriately fulfilled. The residents have access to all of their necessities along with additional amenities like gyms, spas, sports centers, shopping zones, and a lot more. The air of serenity adds to the lifestyle, making it entirely perfect for you and your family.

Vicinity to Shahi Qila 

The housing society is conveniently close to the Shahi Qila, at only 22 kilometers from the GT route. It is a preserved grandeur of the royal era of Mughals, Sikhs, and colonial rulers. The Qila is a popular tourist destination.

Pros and Cons 


Excellent Services

The housing initiative offers the best and most up-to-date amenities to its residents. Residents can benefit from a safe environment, medical treatment, educational institutions, clean water, power, gas, parks, gardens, playgrounds, mosques, shopping malls, shopping stores, banks and ATMs, and a lot more.

Economical Prices 

Investors have an incredible opportunity to invest in a low-cost property. Imperial Garden Homes are available for purchase for PKR 45 lakh to PKR 2 crore. Property in Paragon City-Imperial 1 Block costs somewhere between PKR 72 lakh to PKR 2.5 crore. For the Woods Block, the figures range from PKR 70 lakh to PKR 2 crore. They can pay a fair price and enjoy a luxurious lifestyle.

Family-Friendly Environment 

The housing scheme is a gated one, providing total security for your children. You will need not worry if they play in the street go out for cycling alone. The atmosphere is also free from city pollution. Therefore, there is a healthy atmosphere to enjoy.


Distance from Main City 

The housing scheme is considered to be far from Lahore. Yet, it is subjective because our clients require accommodations in a safer society outside the city.


Paragon City Lahore is an inexpensive housing society providing the best lifestyle. It stands out from all of the other housing schemes due to its supreme architecture. Therefore, Sigma Properties is here to help you get your dream house in Paragon City Lahore.


What is Paragon City Lahore? 

It is an affordable housing scheme in Lahore.

Where is it situated? 

It is located across the street from Barki Road.

Who are the owners and developers? 

The developers are Paragon City Private Limited.

Is it an authorized housing society? 

Yes, the Lahore Development Authority, LDA, has approved it.

Is there an underground gas supply?  

Yes, there is an underground gas supply in society.

What are the commercial plot sizes? 

The commercial plots in the housing scheme are as follows,

  • 4 Marla
  • 8 Marla

What are the residential plot sizes? 

The residential plots in the housing scheme are as follows,

  • 5 Marla
  • 6 Marla
  • 8 Marla
  • 10 Marla
  • 1 Kanal
  • 4 Kanal

Is there underground electrification in Paragon City Lahore? 

Yes, there is an extensive underground electrification system.

How many blocks are there in the housing scheme? 

The blocks in the housing scheme are,

  • Imperial Garden Block
  • Imperial Home Block
  • Executive Block
  • Wood Block
  • Grove Block

What are the documents needed at the time of booking? 

The documents you need are,

  • 2 passport-sized photographs
  • NICOP for Overseas clients
  • Two duplicates of your national ID card (NIC)
  • Two copies of the next of kin’s identification card
Best Time To Buy A House

Best Time To Buy A House

Best Time To Buy A House

There is a certain season and month for a business to start and earn more profit. The best season for opening an ice-cream shop is summer and for a coffee shop is winter. Similarly, there is also a specific time, season, and month for starting a real estate business. In this article, you will have knowledge about the suitable time of financing in buying a house that can give more earning. So, best time to buy a house varies.

However, there is no single factor that could play a role in your decision to buy a house. Sometimes, the values of homes in the market are in range, but your financial position is not permitting you to invest in buying houses. In short, the spring and summer are the best seasons to buy a home in. In contrast, the real estate market is in the stationary position in winter and autumn.

But, it would help if you kept in mind some affecting factors that affect the market despite the seasons are suitable for investment. Like recently when a severe wave of covid-19 hit the world badly. In that case, the perfect season of investment in houses also failed to deliver expected outcomes. For your convenience, I will suggest years, seasons, and months buy a house.

Best time of the year to purchase a house

Time To Buy A House

No one can say the exact time for a business to start. However, there are some reasons why the business experts have categorized the parts of the year to show us the best time for investment. They have wholly studied the structure and function of the real estate markets and then set the bulk of guidelines for those who are new to the field. At a glance, let me inform you about the status of investment in real estate in four different seasons of the year.

 Best time to buy a house in summer

The season of summer could be the best time to buy a house. Fortunately, you can have the full detail of investment or buying a house in different seasons in this article. However, as I discussed above that summer is the best season to have a house. But, have you ever focused on why summer is the best time to buy a house? Let me clear it for you.

People tend to construct more houses in summer as there are longer days in summer to get more work done. So, the availability of houses increases. You know it better that greater numbers of items have smaller prices. But, one thing to remember is not to haste in investing in any house, because of the tough competition, the house is available today may not be available tomorrow.

Buy a house in winter

As you read above that the real estate market cools down during the winter season. People likely don’t want to go toward investing in building houses. Usually, the prices are high due to the lack of available houses, and you cannot buy your favorite house with your available assets. So, winter is not the best season to buy a house.

 Buy a house in spring

The spring season comes directly after the winter season. Therefore, the markets trends are in a grower position in this season. So, prepare yourself in this duration to have more capital for investing in houses in incoming season. However, if there is an opportunity for you to buy a house with your available assets, then buy it.

 Buy a house in autumn

I would suggest you buy a house in the ending days of the autumn season. After reading the above paragraph, don’t make the final decision. Analyze the market because sometimes some factors affect the market. They cause the market prices high or low. Finally, the buying of a house also depends on your financial position and your need. Sometimes, if you need a house, you should not care about all the seasons but go buy a house.

Buying a house in 2021

Sometimes there is an indifferent season for investing in buying houses. The year 2021 is one of them. Earlier in the article, you read about summer, winter, autumn, spring. Besides these all seasons, 2021 is an indifferent year of all those factors discussed under the above topics. The covid-19 badly affected all the markets related to real estate.

You have had read the news I published before about the decrease in withholding taxes, due to which a tough competition was occurred in the business of the real estate. Buying a home with your present capital may be difficult for you. Because, due to the increase in coronavirus cases the government applied lockdown in many local and federal areas, which lead to stopping the construction work. As a result, the number of houses in the market is low as compared to other years in which there was no pandemic. Consequently, it led to higher prices of the houses in every season, even in the whole year 2021.

Apparently, you look able to buy a house in every season of the year, but if any obstacles stop your way, then ‘sigma properties’ is always there for your help. We will suggest you the best time to buy a house and also help you to get different housing plans.